Rates effective as of May 28th, 2020, and are subject to change without notice.

Certificates

Type Minimum To Earn Dividends Dividend Rate Annual Percentage Yield
5 Year Certificate $500 1.03% 1.03%
4 Year Certificate** $500 0.91% 0.91%
3 Year Certificate $500 0.84% 0.84%
30 Month Certificate $500 0.78% 0.78%
2 Year Certificate $500 0.72% 0.72%
14 Month Certificate** $500 0.66% 0.66%
Save To Win 1 Year Certificate $25 0.75% 0.75%
1 Year Certificate $500 0.53% 0.53%
6 Month Certificate $2,500 0.40% 0.40%
 91 Day Certificate $2,000 0.34% 0.34%

Money Market Accounts

Type Minimum To Earn Dividends Dividend Rate Annual Percentage Yield
Money Market Edge (Tier 2)* $100,000 0.35% 0.35%
Money Market Edge (Tier 1)* $50,000 0.30% 0.30%
Money Market Choice $20,000 0.20% 0.20%
Money Market Share $2,500 0.10% 0.10%

IRA

Type Minimum To Earn Dividends Dividend Rate Annual Percentage Yield
IRA (Individual Retirement Account) $5.00 0.15% 0.15%

Savings Accounts

Type Minimum To Earn Dividends Dividend Rate Annual Percentage Yield
Regular Share Savings $300 0.03% 0.03%
Divy Savings Account (0-13) $100 0.05% 0.05%
Vacation Savings Account $300 0.03% 0.03%
Insurance Savings Account $300 0.03% 0.03%
Christmas Club Account $25.00 0.03% 0.03%

Checking Accounts

Type Minimum To Earn Dividends Dividend Rate Annual Percentage Yield
Fresh Start Checking N/A N/A N/A
Free Classic Checking N/A N/A N/A
Dividends Plus Checking (Tier 1) $1,000 0.03% 0.03%
Dividends Plus Checking (Tier 2) $5,000 0.05% 0.05%
Business Checking $1,000 0.03% 0.03%

If you have any questions regarding our savings rates and options, please contact a Member Service Representative or call 812-425-5152.

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*Money Market Edge requires a minimum $50,000 to open account and earn dividends.

** Certificate is non-renewable.

*** This is a “new money” only certificate, meaning the funds used to open the certificate were not on deposit at Diamond Valley Federal Credit Union at the time of the certificate opening. Certificate is non-renewable

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