Let’s Make That Loan Payment—Fast, Easy, and Worry-Free.
Whether your accounts are with Diamond Valley or another financial institution, paying off your loan is just a few clicks away. Use our simple Web Payment Center or give us a call at (812) 425-5152 ext. 655—either way, we’ll make sure your payment gets where it needs to go.
Have a question? Our Member Service Representatives are always happy to help. Just reach out, and we’ll walk you through it.
Why is there a convenience charge?
To help cover the costs of processing loan payments from accounts held outside Diamond Valley, a small convenience charge may apply. But now, with our new self-serve Web Payment Center, you can easily make payments and track your transaction history—anytime, anywhere.
For an even smoother experience, consider making Diamond Valley your financial home base. Open a checking account, enroll in Online Banking, and set up monthly loan payments through our free Bill Pay service. It’s simple, secure, and built with you in mind.
What are the charges?
A $10.00 convenience charge applies when making payments through our pay-by-phone system or Web Payment Center. This fee helps support the secure processing of external transactions while keeping payment options flexible for our members.
How can I get around paying the convenience charge?
When you make loan payments from your DVFCU checking or savings account, there’s no extra charge. It’s one more way we make managing your finances easier and more affordable.
Plus, becoming a Diamond Valley member has its perks: enjoy seamless access to Online Banking, free Bill Pay, great rates, and personalized service that’s always rooted in our commitment to you.
What’s the easiest way to make a loan payment by phone?
To make an automated loan payment over the phone, call (812) 425-5152 and follow the prompts: select Option 7, then Option 5. Make sure you have your member number and loan number handy—we’ll take care of the rest.
Online via Web Payment System: You’ll need your member number, your date of birth, and the last four digits of your Social Security number.
This info helps us securely process your payment and keep your account protected.
What do I need to make a loan payment online?
To make a loan payment online, head to our Web Payment Center and register for the payment system. You’ll need your member number, date of birth, and the last four digits of your Social Security number to get started.
If you’ve forgotten your username or password, simply re-register to regain access. SWBC administers the payment portal and cannot reset passwords.
Payments made through Diamond Valley’s Online Banking or the DVFCU App are free, fast, and easy. If you’ve recently opened a new loan or didn’t select all your loan accounts during registration, you’ll need to re-register to access those accounts.
When will payments post?
Payments are credited to your loan either the same day they’re made or the following business day, depending on when the transaction is processed.
Can I set up recurring payments online or by phone?
You can easily set up a recurring payment by calling Diamond Valley. If you’re participating in a promotional Skip-A-Payment offer, there’s no fee to pause and resume your scheduled payments. A $10.00 convenience fee applies to each transaction made through the phone or web portal.
Can I pay off my loan through the online or automated phone service?
Loan payoffs cannot be completed through the online or automated phone system. To pay off your loan, please call Diamond Valley or visit one of our branch locations.
Why can't I see my loan on the Web Payment System?
The Web Payment System only displays loans associated with your name and member information. If you’re not listed as a borrower or don’t have the required access credentials, the loan won’t appear. Additionally, loans must be in good standing to be visible and eligible for online payment.
Can I pay less than the minimum?
Yes, both the Web Payment System and the automated phone system will accept payments below the minimum due. However, for mortgage accounts, partial payments are marked as unapplied until the full scheduled amount is received. Each transaction is limited to $1,000 or less.
Important Note: If your loan is past due or you’re locked out of the system, please contact Diamond Valley or visit your local branch to restore your account to good standing
What types of loans can I pay?
Using the Web Payment System or automated phone service, you can make payments on a variety of loan types—including mortgages, personal loans, auto loans, and lines of credit.
How will I know if my transaction was successful?
For payments made through the Web Payment Center, you’ll receive a confirmation email for your records. If you use the automated phone system, a tracking number will be provided during the call—be sure to write it down, as it won’t be sent separately.
What if I need to dispute a payment?
If you believe a payment was processed incorrectly, please contact the financial institution associated with your external account to initiate a dispute or correction.
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Still have questions about services?
What is an APR?
APR is the annual percentage rate (APR) and is used to describe the overall cost of money borrowed. It takes into account the interest rate, when it is charged (daily, weekly, monthly or annually), any fees charged when setting up the loan and any other costs applicable.
Will I receive my quoted APR?
APR is the annual percentage rate (APR) and is used to describe the overall cost of money borrowed. It takes into account the interest rate, when it is charged (daily, weekly, monthly or annually), any fees charged when setting up the loan and any other costs applicable.
Can you tell me how to apply for a loan?
APR is the annual percentage rate (APR) and is used to describe the overall cost of money borrowed. It takes into account the interest rate, when it is charged (daily, weekly, monthly or annually), any fees charged when setting up the loan and any other costs applicable.
When will I receive my money?
APR is the annual percentage rate (APR) and is used to describe the overall cost of money borrowed. It takes into account the interest rate, when it is charged (daily, weekly, monthly or annually), any fees charged when setting up the loan and any other costs applicable.
Why is there a convenience charge?
DVFCU incurs expenses for processing loan payments from accounts at other financial institutions. The new self-serve option allows you to easily view your transaction history.
We encourage you to make DVFCU your primary financial institution by setting up a checking account, enrolling in online banking, and setting up monthly payments through our online Bill Pay service.
What are the charges?
The convenience charge for using the pay-by-phone system or web portal is $5.00.
How can I get around paying the convenience charge?
Payments made from DVFCU savings or checking accounts are free. Making DVFCU your primary financial institution comes with many benefits.
What do I need to make my payment?
To make a payment via the phone system you’ll need your member number and loan number; to pay via the Web Portal, you’ll need your member number, your date of birth, and the last four digits of your Social Security number.
What do I need for the web portal?
To pay online, you’ll need to visit the Web Payment Center(link is external) and register for the online payment system. If you can’t remember your username or password, you’ll be asked to re-register with the online payment system.
SWBC administers the web portal and cannot reset passwords. Payments made through DVFCU online or mobile banking are free and easy to make. If new loans are established or if you didn’t select all your loan accounts during registration, you’ll need to re-register.
When will payments post?
Payments will be posted to your account the day of the transaction or after.
Can I setup recurring payments online or by phone?
You can call the DVFCU Call Center and setup a recurring payment. There is no fee to stop and restart a recurring payment for promotional skip a payments. The $10.00 convenience fee applies to each payment.
Why is there a convenience charge?
DVFCU incurs expenses for processing loan payments from accounts at other financial institutions. The new self-serve option allows you to easily view your transaction history.
We encourage you to make DVFCU your primary financial institution by setting up a checking account, enrolling in online banking, and setting up monthly payments through our online Bill Pay service.
Will I receive my quoted APR?
APR is the annual percentage rate (APR) and is used to describe the overall cost of money borrowed. It takes into account the interest rate, when it is charged (daily, weekly, monthly or annually), any fees charged when setting up the loan and any other costs applicable.
Can you tell me how to apply for a loan?
APR is the annual percentage rate (APR) and is used to describe the overall cost of money borrowed. It takes into account the interest rate, when it is charged (daily, weekly, monthly or annually), any fees charged when setting up the loan and any other costs applicable.
When will I receive my money?
APR is the annual percentage rate (APR) and is used to describe the overall cost of money borrowed. It takes into account the interest rate, when it is charged (daily, weekly, monthly or annually), any fees charged when setting up the loan and any other costs applicable.
Can I pay off my loan through the online or automated phone service?
You can pay off your loan by calling the DVFCU Call Center or in person at one of our branch locations.
Why can’t I see my loan on the web portal?
Loans are searchable by the borrower’s name. You will not be able to see a loan if you are not listed as a borrower or unless you have the information required to access that loan. The web portal will only display your loan accounts. Also, a loan must be in good standing to be accessed via the system.
Can I pay less than the minimum?
The web portal and the pay-by-phone system will accept less than the minimum payment due. On mortgage accounts, the payment will be posted as unapplied until the full amount is received. Payments are limited to $1,000 or less per transaction. If you are locked out or past due on your loans, you’ll need to call the Call Center or visit your local branch to get your loan back in good standing.
What types of loans can I pay?
You can make payments on mortgages, personal loans, auto loans, and lines of credit using these new features.
How will I know my transaction was successful?
For web portal payments, you will receive an emailed confirmation letter. For pay-by-phone, you will be provided your payment tracking number, you will need to write your tracking number down as it is provided to you.
What if I need to dispute a payment?
Please contact your external account’s financial institution.
What is an APR?
APR is the annual percentage rate (APR) and is used to describe the overall cost of money borrowed. It takes into account the interest rate, when it is charged (daily, weekly, monthly or annually), any fees charged when setting up the loan and any other costs applicable.
Will I receive my quoted APR?
APR is the annual percentage rate (APR) and is used to describe the overall cost of money borrowed. It takes into account the interest rate, when it is charged (daily, weekly, monthly or annually), any fees charged when setting up the loan and any other costs applicable.
Can you tell me how to apply for a loan?
APR is the annual percentage rate (APR) and is used to describe the overall cost of money borrowed. It takes into account the interest rate, when it is charged (daily, weekly, monthly or annually), any fees charged when setting up the loan and any other costs applicable.
When will I receive my money?
APR is the annual percentage rate (APR) and is used to describe the overall cost of money borrowed. It takes into account the interest rate, when it is charged (daily, weekly, monthly or annually), any fees charged when setting up the loan and any other costs applicable.