Open & Earn
Open a new checking account and complete a few simple steps within your first 90 days to earn a $200 bonus.
Quick Steps
- Enroll in Online/Mobile Banking and eStatements within 90 days
- Make 45+ signature‑based debit card purchases within 90 days
- Start direct deposit within 90 days (no minimum required)
Offer excludes Fresh Start Checking. Primary member must be 18+. Employees are not eligible.
How to Earn the $200 Bonus
Step 1 — Open
Open a new checking account—your first under your Social Security number. If you’ve had checking before, it must have been closed for at least 12 months.
Step 2 — Complete the Requirements
Within your first 90 days, enroll in Online/Mobile Banking and eStatements, make 45+ signature‑based debit transactions, and start direct deposit.
Step 3 — Receive Your Bonus
If you meet the requirements, the $200 bonus will be deposited within 120 days of account opening.
Open Your Account the Way You Prefer
Apply Online
Open your checking account online and start working toward your $200 bonus.
Visit a Branch
Prefer help in person? Visit a branch and we’ll help you get started.
Talk to Us
Have questions before you open? Send us your info and we’ll reach out.
Find a branch near you
Who's Eligible
- Primary member must be 18 years of age.
- Must be a new checking account and the first under the primary member’s SSN (or prior checking closed 12+ months).
- Fresh Start Checking is excluded.
- Employees are not eligible.
Eligible Checking Accounts
Our Free Classic and Dividend Plus checking accounts are eligible for this bonus.
Frequently Asked Questions
Is there a minimum direct deposit amount?
No—there is not a minimum.
Is the 45 debit transactions requirement per person on a joint account?
No—45 is the total number for the account, regardless of the number of joint owners.
When will I receive the $200 bonus?
If you meet the requirements in the first 90 days, the bonus is paid within 120 days of account opening.
Is the bonus taxable?
Yes. The $200 bonus is considered taxable income and will be reported on your 1099‑INT.
Ready to earn $200?
Open a new checking account and complete the steps within your first 90 days.
Terms & Conditions
Offer applies to new and existing members who open their first ever checking account with Diamond Valley (determined by the primary member’s SSN). Offer does not apply to Fresh Start Checking Accounts. Primary member must be 18 years of age and meet normal qualifications to open a checking account. Member must enroll in Online/Mobile Banking and eStatements within the first 90 days, complete 45 or more signature‑based debit transactions within the first 90 days, and start direct deposit during the first 90 days. If requirements are met, the $200 bonus will be deposited within 120 days of account opening. Bonus is taxable income and will be reported on 1099‑INT. Account must remain open, active, and in good standing through the qualifying period. Diamond Valley reserves the right to cancel this promotion at any time. Employees are not eligible.
