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Rates effective as of March 7, 2025, and are subject to change without notice.

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Share Certificate Specials

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Type	Minimum To Earn Dividends	Dividend Rate	Annual Percentage Yield
10 Month Certificate	$2500	4.25%	4.27%

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Certificates

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Type	Minimum To Earn Dividends	Dividend Rate	Annual Percentage Yield
5 Year Certificate	$500	3.00%	3.03%
4 Year Certificate**	$500	3.00%	3.03%
3 Year Certificate	$500	3.00%	3.03%
2 Year Certificate	$500	2.88%	2.91%
18 Month**	$500	2.38%	2.40%
Save To Win 1 Year Certificate	$25	1.56%	1.56%
1 Year Certificate	$500	2.75%	2.78%
6 Month Certificate	$2,500	2.63%	2.65%
91 Day Certificate	$2,000	1.25%	1.26%

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Money Market Accounts

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Type	Minimum To Earn Dividends	Dividend Rate	Annual Percentage Yield
Money Market Edge (Tier 2)*	$100,000	0.35%	0.35%
Money Market Edge (Tier 1)*	$50,000	0.30%	0.30%
Money Market Choice	$20,000	0.25%	0.25%
Money Market Share	$2,500	0.15%	0.15%

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IRA

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Type	Minimum To Earn Dividends	Dividend Rate	Annual Percentage Yield
IRA (Individual Retirement Account)	$5.00	0.15%	0.15%

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Savings Accounts

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Type	Minimum To Earn Dividends	Dividend Rate	Annual Percentage Yield
Regular Share Savings	$300	0.03%	0.03%
Divy Savings Account (0-13)	$100	0.05%	0.05%
Vacation Savings Account	$300	0.03%	0.03%
Insurance Savings Account	$300	0.03%	0.03%
Christmas Club Account	$25.00	0.03%	0.03%

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Checking Accounts

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Type	Minimum To Earn Dividends	Dividend Rate	Annual Percentage Yield
Fresh Start Checking	N/A	N/A	N/A
Free Classic Checking	N/A	N/A	N/A
Dividends Plus Checking (Tier 1)	$1,000	0.03%	0.03%
Dividends Plus Checking (Tier 2)	$5,000	0.05%	0.05%
Business Checking	$1,000	0.03%	0.03%

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If you have any questions regarding our savings rates and options, please contact a Member Service Representative or call 812-425-5152.

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Calculate your coverage with the Share Insurance Estimator and learn more about insurance protection.

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*Money Market Edge requires a minimum $50,000 to open account and earn dividends.

** Certificate is non-renewable.

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