Q: I’ve heard that I should be checking my credit report regularly to ensure my ongoing financial wellness. What is a credit report and how do I read mine? A: Your credit report plays a crucial role in measuring your financial health …
Purchasing a home may be the largest financial transaction you’ll make during your lifetime. Once the dust settles, and you’ve finished closing the sale, you’ll be the proud owner of a new home — and a mortgage payment into the …
It’s always a good time for a vacation, but it’s not always a good time for your wallet to take that vacation, or to book that flight and hotel stay. Lucky for you, there are specific times of year in which you …
Scams are constantly becoming increasingly sophisticated – and the Google Voice verification scam is a perfect example. This scam can lead to significant inconvenience and potential identity theft. Here’s all you need to know about Google Voice verification scams and …
Q: I often just can’t resist the urge to splurge when I see the latest deals showing up in my inbox. I am also prone to putting every retailer app on my phone so I can get all the deals and …
One-time passwords (OTPs) are a crucial security feature in our digital age by offering an extra layer of protection for online transactions and account logins. Unfortunately, though, scammers often try to hijack these codes for stealing sensitive information, money or …
Every year Diamond Valley Federal Credit Union selects 7 outstanding high school seniors to receive a $1000 scholarship to help cover their college tuition. After a delay due to FAFSA form processing, we are very proud to announce the scholarship …
Back-to-school season is here, and this year, the second-biggest shopping season of the year will be more expensive than ever. With inflation still at all-time highs, the supplies and gear you always buy may cost a lot more than you …
It’s an awesome deal, but there’s just one catch: You need to pay a fee in advance. Before you go ahead and do so, though, take a step back and look at the transaction from every possible angle. An advance …
IRA (Individual Retirement Account) works differently. In this unique retirement account, an unemployed individual, who has a wage-earning partner, is able to contribute to their retirement savings. Here’s what you need to know about spousal IRAs, how they work and …
In our fast-paced world, planning for retirement can take a backseat to immediate financial needs and desires. However, one of the most effective tools for ensuring a comfortable and secure retirement is a 401(k) plan. This employer-sponsored retirement savings plan …
No one expects to be the victim of fraud, but the unthinkable sometimes happens. Scammers use all kinds of professional means to get money and information from their victims, even the most careful of marks. If you suspect, or have …
