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Pyramid schemes have been around for years, but scammers are still growing rich off them. Let’s look at what constitutes a pyramid scheme and how to avoid falling for one. What is a pyramid scheme? In a pyramid scheme, participating …

Photograph of a person sitting on a couch reading a book in a sunlit living room, with a smartphone on a side table displaying four notifications of unknown transactions with varying negative amounts. The scene highlights a contrast between a calm, relaxed environment and the concerning financial alerts shown on the phone screen.

Micro-deposit scams are especially effective because they often go unnoticed. Too many people have already fallen victim; don’t be one of them! Here’s a comprehensive guide to micro-deposit scams, including how they play out and what you can do if …

Photograph of a person sitting on a couch, holding a phone to their ear with an incoming call notification overlay labeled "PAYDAY LOAN FAST CASH TODAY!" The notification includes a red decline button and a green accept button, indicating a call related to payday loan offers.

Don’t be the next victim of a payday loan scam! In these scams, a “representative” of a collection agency tells victims they must pay their outstanding balance on a payday loan. Unfortunately, the caller is completely unaffiliated with any legitimate …

Photograph of a person sitting cross-legged on floor surrounded by numerous colorful shopping bags under a single overhead light. The scene conveys themes of consumerism or shopping overload with bags in red, green, blue, and beige hues creating a cluttered environment.

That familiar knot in your stomach appears just after you click “Purchase” or leave the store. You’ve just bought something—maybe takeout after an exhausting week, a new pair of shoes you actually needed, or something that simply brought you a …

A man is using a laptop with a chatbot interface, engaging in conversation and being warned about potential scams.

From revolutionizing industries like healthcare and finance to replacing jobs in publishing and graphics, artificial intelligence (AI) is changing the world. Unfortunately, scammers are also using AI to con victims out of money and personal info. Here’s what you need …

Scammers follow the money, which means they’ve got their hands in cryptocurrency as well as traditional USD. Here are five cryptocurrency scams to watch out for: 1. Bitcoin investment scams In this ruse, a scammer reaches out to crypto investors …

A person in a blue shirt is working on a laptop at a wooden desk, with a notice of fraud alert and decorative flowers on the wall.

If there were a song about keeping yourself safe from financial scams, the chorus would be “Check your credit report!” Practically speaking, what does that mean? How can that single piece of advice protect you? Though it sounds like an …

Photograph showing a service technician standing at a doorway, holding a tool bag in one hand and raising the other hand in a greeting gesture. A woman, seen from behind, is opening the door to receive the technician, suggesting a home repair or maintenance visit.

If you’re hiring a contractor to make improvements on your home, be alert! Home improvement scams are more common than you may think, and they can cost you. Here are 8 ways to spot a home improvement scam. 1. The …

Photograph of a woman sitting at a kitchen table, talking on a phone with documents spread in front of her, suggesting a serious conversation. A thought bubble shows a man in a suit with an IRS logo, indicating the call is related to tax or IRS matters.

Tax season is a stressful time. Once that return is filed and out the door, most people would prefer to never think of it again. That mindset is exactly what scam artists are counting on. The Treasury Inspector General for …

Photograph of a young child sitting on a couch using a tablet, surrounded by digital overlays representing personal data such as location, email, birth date, ID card, password, and credit card information. The visual highlights concerns about online privacy and data security, with icons and text boxes in white and blue tones emphasizing sensitive information exposure.

Everyone talks about identity theft as if it’s purely a problem for grownups, but did you know children are 51 times more vulnerable to identity theft than their parents are? Here’s all you need to know about child identity theft, …

Photograph of cleaning supplies including sponges, a scrub brush, spray bottles, yellow rubber gloves, and a red basket against a blue background. Text in bold white letters asks, "Is Your Home Ready for Spring?" suggesting preparation for spring cleaning.

Winter is on its way out, and spring is on its way in. That means it’s time to stop hibernating and get outside! Before you do, though, you’ll need to help your home recover from the damage incurred during winter …

Photograph of two people embracing outdoors in a snowy setting, wearing winter clothing including a maroon coat and gray mittens with a cat design. The scene conveys warmth and affection against a cold, blurred background with trees.

Love is in the air and the money is flowing like heart emojis. According to the National Retail Federation, the average American spends $221.34 on Valentine’s Day each year. That’s a lot of money to spend on a one-day celebration! Lucky …

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