Q: Why do retailers often charge an extra fee for customers paying with a credit card? A: With cash becoming increasingly obsolete, more people are choosing to make their purchases with a credit card than ever. Credit cards are super-convenient and easy …
The new year is not so new anymore, and those resolutions to get yourself into shape are starting to get old. But don’t let them get stale just yet! Midwinter is actually a fantastic time to stock up on fitness …
We are celebrating 63 years of service to our members! On February 14, 1961, Diamond Valley’s charter was officially granted and we began to provide our members with low-cost services and products that exceed expectations, and that is a mission …
Purchasing a new home is a major endeavor that can take months to complete while involving several important steps. There’s money to be paid, forms to fill out and sensitive information to share. Unfortunately, scammers know this well, so they’re …
Q: I’m reevaluating my credit card use and wondering if I’m doing it right. Which purchases should I charge to my credit card? A: Your credit score, which is the key to long-term loans at favorable rates, employment opportunities and more, depends …
It’s a new year, and it’s a wonderful opportunity to increase your savings. Fortunately, as a member of Diamond Valley, you have so many fabulous ways to save! Let’s take a look at some of the ways you can save …
Q: Is it ever OK to give in to the urge to splurge? A: We all know it’s best to curb impulse buys as much as possible, and to stick to our predetermined budgets. But sometimes, it’s perfectly fine to bend the …
Preparing for retirement is a major life event that requires decades of planning. Retiring alone can be even more daunting because you’ll need to take specific steps to ensure you’re ready to leave the workforce and to live out your …
Q: Tax season is coming! I’d like to start preparing sooner than later, but all the forms, numbers and rules are so overwhelming, I don’t even know where to begin! How do I prepare for tax season? A: It’s commendable that you’ve …
Q: It’s that time of year again when the outside temperature drops and my heating bills soar. How can I save on heating costs this winter? A: We all want to keep our homes warm when it’s cold out, but that doesn’t …
Whether it’s high time to replace that secondhand Craigslist couch, or you’re desperate to revamp your outdoor space with a new patio set, you’ll want to get the best deal for your money. Why pay full price on new furniture …
Q: What are the differences between a home equity line of credit (HELOC) and a typical home equity loan? A: Here are the differences between a HELOC and a typical Home Equity Loan. Home Equity Loans How they work A …
