Q: I’ve amassed quite a balance on my credit card account and I’m wondering how to handle the monthly bill. Should I strive to pay my credit card bill in full each month? A: One of the most important decisions …
Q: I’m in the market for a new set of wheels and I’m wondering what features to prioritize in my new car. A: Buying a new car is a big decision, and it’s important to know what features to prioritize based on …
All Diamond Valley Federal Credit Union locations will be closed on the following dates in 2025. 2025 Credit Union Holidays New Year’s Day Wednesday, January 1 Birthday of Martin Luther King, Jr. Monday, January 20 Presidents Day Monday, February 17 …
Q: I’ve read that I need to have several open credit cards to build my credit, but I’m worried about having too many credit accounts. Ideally, how many credit cards should I own? A: This is an important question that can have …
Throughout the past year, we’ve shared a wealth of valuable tips on the optimal times to purchase a wide variety of items. From furniture and clothes to appliances and cars, our “Best Times To Buy” blog series has covered it …
Retirement planning is essential for ensuring financial security and peace of mind in your later years. It involves setting clear goals, assessing your current financial situation, and creating a strategy to save and invest wisely. Key components include understanding your …
Estate planning isn’t just for the wealthy; it’s essential for anyone who wants to secure their legacy, protect their loved ones and ensure their assets are distributed according to their own preferences. It might sound complicated, but with the right …
Q: When shopping online, I often see the option to Buy Now, Pay Later (BNPL). Is this a good idea? A: The option of paying for your purchase over time can seem attractive, but it’s important to understand how BNPL works and …
In today’s digital age, protecting your financial information from identity theft is more crucial than ever. One powerful tool for safeguarding your credit is a credit freeze, but many people are unsure what it entails or when to use …
Your wardrobe always benefits when you shop for clothing, but unfortunately, it’s not always beneficial to your budget. No worries, though; there are many times of year when you can fill your closet without spending a ton of money. Here …
Q: I’ve listed all my anticipated expenses for the holiday season and I’m ready to burrow under my covers and wake up on Jan. 2. There’s so much to buy and so little money to do it with! How can I …
Spread Holiday Cheer with Diamond Valley! This holiday season, we’re supporting three local charities, and we need your help! Visit any Diamond Valley branch from now until December 13th, 2024, to donate to the charity of your choice. Each branch …