Buying a home is a big milestone, and for many it’s a key part of the American Dream. But, while the listing price gets the most attention, it’s only one part of the financial picture. There are numerous hidden costs that can add up and catch first-time homebuyers by surprise.
Knowing these additional expenses ahead of time can help you
Q: I’ve amassed quite a balance on my credit card account and I’m wondering how to handle the monthly bill. Should I strive to pay my credit card bill in full each month?
A: One of the most important decisions a cardholder
Q: I’m in the market for a new set of wheels and I’m wondering what features to prioritize in my new car.
A: Buying a new car is a big decision, and it’s important to know what features to prioritize based on your
All Diamond Valley Federal Credit Union locations will be closed on the following dates in 2025.
2025 Credit Union Holidays
| New Year's Day |
Q: I’ve read that I need to have several open credit cards to build my credit, but I’m worried about having too many credit accounts. Ideally, how many credit cards should I own?
A: This is an important question that can have a strong impact on your financial health. However,
Throughout the past year, we've shared a wealth of valuable tips on the optimal times to purchase a wide variety of items. From furniture and clothes to appliances and cars, our "Best Times To Buy" blog series has covered it all. Each month, we've delved into the best deals and seasonal sales, helping you make informed decisions and save money.
Retirement planning is essential for ensuring financial security and peace of mind in your later years. It involves setting clear goals, assessing your current financial situation, and creating a strategy to save and invest wisely. Key components include understanding your retirement needs, maximizing contributions to retirement
Estate planning isn’t just for the wealthy; it’s essential for anyone who wants to secure their legacy, protect their loved ones and ensure their assets are distributed according to their own preferences. It might sound complicated, but with the right guidance, estate planning can provide genuine peace of mind.
Q: When shopping online, I often see the option to Buy Now, Pay Later (BNPL). Is this a good idea?
A: The option of paying for your purchase over time can seem attractive, but it’s important to understand how BNPL works and the possible
In today’s digital age, protecting your financial information from identity theft is more crucial than ever. One powerful tool for safeguarding your credit is a credit freeze, but many people are unsure what it entails or when to use it. Let’s take a closer look at credit freezes, how they work and when and how to implement
