Anatomy of a Car Payment

Anatomy of a Car Payment

Getting around doesn’t come cheap these days. When you borrow money to purchase a car, you’ll be handed a set of keys — and a sizable monthly payment. It might have you wondering what the components of this payment are and how the payment is calculated. 

So many questions, and we’ve got answers! Here, we break down the parts of a car loan payment, explain how

Tags: vehicle, loan, payment, financing

Best Times to Buy: Appliances

Best Times to Buy: Appliances

There are so many household appliances you use on a regular basis, you might even be surprised if you were to count them all. From refrigerators to dishwashers to coffee makers and mini smiley face pancake makers – the list seems endless! Many of these appliances will routinely need replacing, and that can get expensive. Where can you find the room

Tags: Best Times to Buy 2024, home, appliances, tips, information

Halloween Costs Are Scaring Me. How Can I Save?

Halloween Costs Are Scaring Me. How Can I Save?

Q: Money is tight, so the thought of shopping for Halloween costumes and the party I’ll be hosting are scaring me silly. Is there any way I can save on Halloween costs, or am I doomed to send my budget down a deep, dark hole?

A: Halloween costs can be

Tags: saving money, budgeting, ideas, tips, Halloween

Beware Auto Repair Scams

Beware Auto Repair Scams

Unless you’re a mechanic yourself or a self-professed expert on cars, you likely don’t know that much about the inner workings of your car. This can make you vulnerable to falling for an auto repair scam, which can be challenging for the untrained eye to spot. 

Here’s what you need to know about auto repair scams, and how to keep yourself from falling victim.

Tags: car, vehicle, repair, maintenance, cost, scam, warning

Savings Accounts You Can Open for Your Kids

Savings Accounts You Can Open for Your Kids

Children enrich our lives in so many ways, but they sure don’t come cheap! Every parent knows that expenses related to child-rearing and caring start the moment the pregnancy test comes back positive (if not sooner) — and that they can seem never-ending. From providing your child with their basic needs, like food and

Tags: Savings, Children, kids, saving account, youth account

How Can I Decorate My Dorm Room on a Budget?

How Can I Decorate My Dorm Room on a Budget?

Q: I’d love to make my college dorm room look like home, but I’m on a tight budget. Is there any way I can have both my dream dorm room and my budget, too?

A: Yes, furnishing your college dorm room to reflect your personal style and taste within budget

Tags: College, dorm room, Budget, tips

Retirement Primer: Things to Know About Trust Funds

Retirement Primer: Things to Know About Trust Funds

While most people think about wills when they think about estate planning, a will is only one part of establishing a plan for your estate. 

A will is a contract between you and your heirs that is enforced by the state. It does the job, but it’s far from perfect. First, the will has to go through a

Tags: The Retirement Primer 2024, trust funds, information, trust, retirement

Best Times to Buy: Cars

Best Times to Buy: Cars

If you’re looking to buy a car within the next year or so, you need to read this article. 

Knowing when to buy your car can help you score a significant discount on the final price of your vehicle and enjoy savings on your auto loan for years to come. 

Here’s when to buy a new car throughout the year, plus general times when you may want to hit the

Tags: Best Times to Buy 2024, cars, Vehicles, Auto, Budget

Should I Sign Up For Overdraft Protection

Should I Sign Up For Overdraft Protection

Q: Overdraft protection on my checking account sounds like a super-helpful safety net, but I have some apprehensions. Is it a good idea to sign up for this feature?

A: Overdraft protection can keep your account from landing in the red, but there can be some disadvantages

Tags: accounts, overdraft, overdraft protection

Understanding Key Mortgage Terms

Understanding Key Mortgage Terms

When applying for a mortgage, you’ll come across many terms that can be confusing, whether you’re going through your first mortgage experience, or you’ve been through the process a time or two. What does everything mean and why does it matter? 

Let’s take a look at key mortgage terms, what they mean, their significance and when a homebuyer will see these

Tags: mortgage, home buying, home loan, terms

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