IRA (Individual Retirement Account) works differently. In this unique retirement account, an unemployed individual, who has a wage-earning partner, is able to contribute to their retirement savings. Here’s what you need to know about spousal IRAs, how they work and …

It’s a new product — and you can try it out … absolutely free! Sounds amazing, right? Unfortunately, a free trial can be the gateway to a devastating scam. Here’s what you need to know about free trial scams and …

If you’re the type of person who can never leave the house without your AirPods being at full charge, or you’re always looking for a new home sound system, you need to read this article. Yes, you can get audio …

Summer may be the most relaxed time of year for many, but it can also get super-expensive. Along with all that taking it easy, you may find yourself loosening up the reins on your monthly budget before you realize you’ve …

Q: Summer is here, and my energy bill is burning right through my budget! How can I save on energy costs this summer? A: It’s hot out, but you can keep your cool with our energy-saving tips! Follow these hacks to save …

Summer is the perfect time to get together with family and friends to enjoy warm weather, delicious food and good company. But all that hosting can cost money in both expected and unexpected ways. Fortunately, you can have your party, …

If you’re planning to buy an engagement ring in the near or semi-near future, you likely know that these small treasures can cost a modest fortune. In fact, the average cost of an engagement ring in the United States currently …

Q: I’d love to fix up my home this summer, but I can’t afford to do a full-blown renovation. Are there any home improvement projects I can do myself? A: Absolutely! With a bit of creativity, the right tools, instructions and the …

Sometimes, the lump in the mattress gets too big and/or uncomfortable. Even if not, the truth is you need a secure place to keep the documents and items that are most important to you. But you don’t want everything locked …

Great news – you’ve just received a check, and you’ve been overpaid! But there’s a catch: the check writer wants you to send the surplus back to them. Unfortunately, though, if you follow these directions, you’ll be buying right into …

It’s Dad’s day! Whether your father is well past middle age, or he’s still fairly young, this day in June presents an opportunity for you to show Dad how much he means to you. The good news is, it doesn’t …

Q: I have many friends graduating this year, and I’d love to buy each of them a lavish gift, but my budget didn’t get the memo. How can I buy meaningful graduation gifts without draining my wallet? A: You sound like a …