Savings and Investments

Regular Share Savings
The regular share savings account is similar to a bank passbook or savings account. A minimum of $5 must remain on deposit in your account to retain your credit union membership.

View Regular Share Savings Rates

Vacation Savings Account
Need some rest and relaxation? This account offers the perfect opportunity to save for a well-deserved vacation! Open the account any time with any amount.

View Vacation Savings Account Rates

Insurance Savings Account
Stash money away for uncovered insurance expenses, and earn dividends on balances of $300 or more! An insurance savings account can be opened at any time with any amount.

View Insurance Savings Account Rates

Christmas Club Account
Get a head start this year! This holiday savings account can be opened at any time in any amount. The account closes annually on September 30, and the balance is transferred to your regular share account.

View Christmas Club Account Rates

Money Market Account
The more you deposit, the more you can earn! Have access to your money while earning a competitive yield. DVFCU offers a wide range of money market options, with minimum deposits ranging from $2,500 to $50,000. Money can be deposited and withdrawn from these accounts without penalty.

Money Market Share • Money Market Choice • Money Market Edge

View Money Market Accounts Rates

Share Certificates
Share certificates are similar to a bank certificate of deposit or CD. DVFCU share certificates offer great rates, no matter how long you choose to invest your money. Certificates are available in a variety of terms, ranging from 91 days to 5 years, and most types only require a $500 minimum deposit.

View Share Certificates Rates

Save Money While Earning Chances to Win Cash Prizes!

Save to Win is our free prize-linked savings program that rewards members for contributing to their own savings account. Just open a 12-month Save to Win share certificate with at least $25, and you’ll be entered to win monthly and quarterly prizes. In addition to gaining regular interest on your savings, each additional deposit of $25 gives you more chances to win! Members can earn up to 10 entries per month, so the more you save, the more chances you have to win.

To date, Save to Win has helped credit union members save more than $180 million. In addition to savings, more than $2.4 million in prizes have been given away to participating members nationwide. With monthly and quarterly prizes ranging from $25 to $5,000, members save money, gain interest and have a chance at great cash prizes. With a Save to Win account, there’s nothing to lose and everything to win!

Talk to a Diamond Valley Federal Credit Union member service representative to open your Save to Win account and start saving today.

What is Save To Win?
Save To Win is a prize-linked share certificate where account holders have a chance to earn cash prizes in addition to earning dividends on your savings.

How do I open an account?
Stop by any branch and let a member services representative know you are interested in opening an account. You will be required to deposit $25.00 when opening the account, which will provide you with your first entry.  To participate you must be at least 18 years of age, a legal resident of a participating prize-linked savings state, and a member of Diamond Valley Federal Credit Union.

How do I earn chances to win?
Every $25.00 deposited into your Save to Win account is one entry.  You can earn up to 100 entries every month.

What are the prizes?
Participants will have an opportunity to win cash prizes from nationwide, statewide, and Diamond Valley FCU drawings.  Prizes range from $25 - $5,000, but the real prize is practicing good savings habits while earning dividends.

Funds on deposit at Diamond Valley Federal Credit Union are federally insured up to $250,000 by the NCUA. IRA funds are separately insured up to $250,000. The NCUA has expanded its coverage to allow more ways members can title their accounts to gain federal insurance coverage.

Use the button below to calculate your coverage with the Share Insurance Estimator and learn more about insurance protection.

Contact DVFCU using the button below or call 812-425-5152 for more information regarding these issues.