Start Saving Big
Your future starts with just $5—and it’s more powerful than you think. At Diamond Valley Federal Credit Union, our savings and investment options are designed to grow with you. Whether you’re planning a dream vacation, saving for the holidays, or building long-term wealth, we offer flexible, member-focused solutions to help every dollar you save work harder. Explore accounts that support your goals and keep you connected to a community that puts your financial wellness first
Regular Share Savings
Regular Share Savings
Our Regular Share Savings Account is the cornerstone of your Diamond Valley membership—simple, reliable, and easy to maintain. It helps you build your savings while keeping you connected to all the benefits of credit union membership. With just a $5 minimum balance, you stay an active member and keep access to everything DVFCU has to offer.
Vacation Savings Account
Vacation Savings Account
Feeling the need to unwind? Our Vacation Savings Account makes it easy to plan—and pay—for your next escape. Open it anytime with any amount, and take the first step toward stress-free travel. Whether it’s a weekend retreat or a bucket-list adventure, your well-earned break starts with smart saving.
Insurance Savings Account
Insurance Savings Account
Insurance surprises happen—but your savings can be ready. This account lets you set aside funds specifically for those out-of-pocket costs your policy doesn’t cover, while earning dividends on balances of $300 or more. Start saving with any amount, any time, and enjoy the peace of mind that comes from being financially prepared.
Christmas Club Account
Christmas Club Account
Plan ahead for a stress-free season with our Christmas Club Account! Open it anytime with any amount and watch your holiday savings grow automatically. On September 30 each year, your balance is transferred directly to your Regular Share Account—just in time for gift-giving, travel, or festive fun. It’s the easy way to stay merry, bright, and financially ready.
Money Market Accounts
Money Market Accounts
Our Money Market Accounts are designed to reward your savings while keeping your funds within reach. The more you deposit, the greater your earning potential—with competitive yields that grow alongside your balance. Choose from a variety of options to suit your financial goals:
- Money Market Share
- Money Market Choice
- Money Market Edge
Each account allows for penalty-free deposits and withdrawals, with minimums starting at $2,500 and going up to $50,000. Whether you’re building toward something big or just want your money to work smarter, DVFCU’s Money Market solutions offer flexibility and performance in one powerful package.
Share Certificates
Share Certificates
Looking for a reliable way to grow your savings? Diamond Valley’s Share Certificates deliver great rates with flexible terms to fit your timeline. Similar to a traditional bank CD, these accounts reward you for committing your funds—from as little as 91 days to up to 5 years. Most certificates require just a $500 minimum deposit, making it easy to start investing in your future with confidence.
Save to Win
Save to Win
Open a Save to Win share certificate with just $25 and earn chances to win monthly and quarterly cash prizes—while growing your savings. Every $25 deposit gets you another entry, with prizes ranging up to $5,000. It’s a win-win for your wallet.
Share Insurance
Share Insurance
Every member’s deposits are federally insured by the NCUA—up to $250,000 per account. IRA funds? They’re covered separately, also up to $250,000. And thanks to expanded NCUA rules, members now have even more flexibility in how they title accounts to maximize their insured coverage.
Curious how your accounts stack up? Use the button below to explore your coverage with the Share Insurance Estimator and learn how your funds are protected.
Not Yet A Member?
Open Your New Account Online Now!
Open a new checking/savings account online in about 10 minutes! You will need your social security number, a valid government issued ID, and the routing/account number of a current account to fund your new Diamond Valley Account!
Regular Share Savings
Our Regular Share Savings Account is the cornerstone of your Diamond Valley membership—simple, reliable, and easy to maintain. It helps you build your savings while keeping you connected to all the benefits of credit union membership. With just a $5 minimum balance, you stay an active member and keep access to everything DVFCU has to offer.
View Regular Share Savings Rates
Vacation Savings Account
Feeling the need to unwind? Our Vacation Savings Account makes it easy to plan—and pay—for your next escape. Open it anytime with any amount, and take the first step toward stress-free travel. Whether it’s a weekend retreat or a bucket-list adventure, your well-earned break starts with smart saving.
Insurance Savings Account
Stash money away for uncovered insurance expenses, and earn dividends on balances of $300 or more! An insurance savings account can be opened at any time with any amount.
View Insurance Savings Account Rates
Christmas Club Account
Get a head start this year! This holiday savings account can be opened at any time in any amount. The account closes annually on September 30, and the balance is transferred to your regular share account.
Money Market Account
The more you deposit, the more you can earn! Have access to your money while earning a competitive yield. DVFCU offers a wide range of money market options, with minimum deposits ranging from $2,500 to $50,000. Money can be deposited and withdrawn from these accounts without penalty.
Money Market Share • Money Market Choice • Money Market Edge
View Money Market Accounts Rates
Share Certificates
Share certificates are similar to a bank certificate of deposit or CD. DVFCU share certificates offer great rates, no matter how long you choose to invest your money. Certificates are available in a variety of terms, ranging from 91 days to 5 years, and most types only require a $500 minimum deposit.
Save To Win
Save Money While Earning Chances to Win Cash Prizes!
Save to Win is our free prize-linked savings program that rewards members for contributing to their own savings account. Just open a 12-month Save to Win share certificate with at least $25, and you’ll be entered to win monthly and quarterly prizes. In addition to gaining regular interest on your savings, each additional deposit of $25 gives you more chances to win! Members can earn up to 10 entries per month, so the more you save, the more chances you have to win.
To date, Save to Win has helped credit union members save more than $180 million. In addition to savings, more than $2.4 million in prizes have been given away to participating members nationwide. With monthly and quarterly prizes ranging from $25 to $5,000, members save money, gain interest and have a chance at great cash prizes. With a Save to Win account, there’s nothing to lose and everything to win!
Talk to a Diamond Valley Federal Credit Union member service representative to open your Save to Win account and start saving today.
What is Save To Win?
Save To Win is a prize-linked share certificate where account holders have a chance to earn cash prizes in addition to earning dividends on your savings.
How do I open an account?
Stop by any branch and let a member services representative know you are interested in opening an account. You will be required to deposit $25.00 when opening the account, which will provide you with your first entry. To participate you must be at least 18 years of age, a legal resident of a participating prize-linked savings state, and a member of Diamond Valley Federal Credit Union.
How do I earn chances to win?
Every $25.00 deposited into your Save to Win account is one entry. You can earn up to 100 entries every month.
What are the prizes?
Participants will have an opportunity to win cash prizes from nationwide, statewide, and Diamond Valley FCU drawings. Prizes range from $25 – $5,000, but the real prize is practicing good savings habits while earning dividends.
Contact DVFCU using the button below or call 812-425-5152 for more information regarding these issues.
