Make Your Life Easier, More Convenient
Enjoy powerful features with every eligible Diamond Valley Federal Credit Union checking account.
At DVFCU, we’re all about making everyday banking simple, secure, and rewarding. Every eligible checking account gives you access to these valuable benefits—at no additional cost:
Included Features:
- FREE Visa® Check Card* – Instant access for purchases and ATM withdrawals
- FREE Online Banking – Secure account access anytime, anywhere
- FREE Online Bill Pay – Simplify how you pay bills, right from your account
- FREE Money Management Tools – Track spending, set goals, and stay on budget
- FREE Online Check Images – View cleared checks for record-keeping ease
- FREE 24-Hour Telephone Banking – Quick account updates by phone, day or night
- FREE & Easy Switch Kit – Move your account to DVFCU with step-by-step support
- FREE Mobile Banking – Manage your finances on the go with the DVFCU app
- FREE Mobile Check Deposit – Deposit checks from your phone, anytime
- Access to Diamond Rewards – Earn points for purchases and redeem for perks
Fresh Start Checking
Fresh Start Checking
Everyone deserves a second chance. Fresh Start Checking offers all the essential features of a traditional checking account—plus, it’s specially designed to help individuals reestablish their financial footing. If past credit challenges have stood in your way, this account could be your fresh beginning. All the basics. A new opportunity. Stop by today and take the first step toward financial confidence!

Free Classic Checking
Free Classic Checking
Freedom from the fine print. Free Classic Checking gives you all the essentials—without the hassle of monthly fees or minimum balance requirements. No minimums. No monthly fees. Just simple, straightforward checking—because banking should be easy.

Dividends Plus Checking
Dividends Plus Checking
Imagine a checking account that gives you incredible benefits, plus dividends! That’s the idea behind Dividends Plus Checking. If you tend to keep a higher balance in your checking account and want your money to grow, this account is a great fit for you! Account balances are tiered to pay higher dividends on higher balances of $1,000 or more.

Young At Heart Club
Young At Heart Club
At Diamond Valley Federal Credit Union, age comes with perks. The Young At Heart Club is our way of celebrating members 55 and older—with exclusive benefits and discounts designed to make everyday banking a little sweeter.
- Automatically enrolled at age 55.
- FREE Basic Checks (non-duplicate style).
- FREE Cashier’s Check (one per day).
- 20% Annual Discount on one Safe Deposit Box
Because experience deserves rewards.

Business Checking
Business Checking
Flexible, fee-friendly, and built for growth—Diamond Valley’s Business Checking gives you more control and fewer costs. Plus, it does what many accounts don’t:
- Earns dividends on balances of $1,000 or more
- Minimizes fees
- Delivers the personalized service your business deserves
Because your business isn’t one-size-fits-all—and your checking account shouldn’t be either.

Not Yet a Member?
Open Your New Account Online Now!
Open a new checking/savings account online in about 10 minutes! You will need your social security number, a valid government issued ID, and the routing/account number of a current account to fund your new Diamond Valley Account!
Already a Diamond Valley member?
Give us a call at (812) 425-5152 or visit any branch to open an additional checking or savings account.
Quick. Simple. Secure. Your Diamond Valley journey starts here.
Opt-In for Overdraft Privilege
- Call us at (812) 425-5152
- Download Opt-In Form, fill it out, and drop it off at any branch location or send it by mail.
Reminder: Overdrafts must be repaid with a positive balance for at least 24 hours every 30 days.
Courtesy fee for nonsufficient funds | $30.00 per item |
Looking for Additional Checking Account Information?
- FREE Visa® Check Card*
- FREE Online Banking (link is external)
- FREE Online Bill Pay (link is external)
- FREE Money Management(link is external)
- FREE Online Check Images
- FREE 24-Hour Telephone Banking
- FREE & Easy Switch Kit
- FREE Mobile Banking
- FREE Mobile Check Deposit
- Access to Diamond Rewards
- FREE Basic Checks (non-duplicate style only)
- FREE Cashiers Checks (one per day)
- A 20% Annual Discount on One Safe Deposit Box
- Calling us at 812-425-5152 *Easiest Way*
- Print and complete the opt-in form and mail it back to us
- Faxing the completed opt-in form to us at 812-421-4848
- Or, by bringing it by one of our convenient branch locations
Courtesy Fee for Nonsufficient Funds | $30.00 Each |