6 Ways To Know You’re Using Your Credit Cards Responsibly
Credit cards are an important financial tool, but they need to be used responsibly. Here’s how to know you’re okay.
- You can easily pay more than just the minimum payment each month.
- You don’t rely on your credit card for everyday purchases.
- You are using less than 30% of your credit limit.
- You never take out cash advances.
- You use it mostly for large, necessary expenses.
- You read all the fine print in every letter you receive from your credit card company.
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Category: Credit Union News