Q&A: How Many Credit Cards Should I Own?

Q&A: How Many Credit Cards Should I Own?

Q: I’ve read that I need to have several open credit cards to build my credit, but I’m worried about having too many credit accounts. Ideally, how many credit cards should I own?

A: This is an important question that can have a strong impact on your financial health. However,

Best Times to Buy - 2024 Recap

Best Times to Buy - 2024 Recap

Throughout the past year, we've shared a wealth of valuable tips on the optimal times to purchase a wide variety of items. From furniture and clothes to appliances and cars, our "Best Times To Buy" blog series has covered it all. Each month, we've delved into the best deals and seasonal sales, helping you make informed decisions and save money.

The Retirement Primer - 2024 Recap

The Retirement Primer - 2024 Recap

Retirement planning is essential for ensuring financial security and peace of mind in your later years. It involves setting clear goals, assessing your current financial situation, and creating a strategy to save and invest wisely. Key components include understanding your retirement needs, maximizing contributions to retirement

Retirement Primer: All You Need to Know About Estate Planning

Retirement Primer: All You Need to Know About Estate Planning

Estate planning isn’t just for the wealthy; it’s essential for anyone who wants to secure their legacy, protect their loved ones and ensure their assets are distributed according to their own preferences. It might sound complicated, but with the right guidance, estate planning can provide genuine peace of mind.

Q&A: Should I Choose to Buy Now, Pay Later?

Q&A: Should I Choose to Buy Now, Pay Later?

Q: When shopping online, I often see the option to Buy Now, Pay Later (BNPL). Is this a good idea?

A: The option of paying for your purchase over time can seem attractive, but it’s important to understand how BNPL works and the possible

All You Need to Know About Credit Freezes

All You Need to Know About Credit Freezes

In today’s digital age, protecting your financial information from identity theft is more crucial than ever. One powerful tool for safeguarding your credit is a credit freeze, but many people are unsure what it entails or when to use it. Let’s take a closer look at credit freezes, how they work and when and how to implement

Best Times to Buy: Clothing

Best Times to Buy: Clothing

Your wardrobe always benefits when you shop for clothing, but unfortunately, it’s not always beneficial to your budget. No worries, though; there are many times of year when you can fill your closet without spending a ton of money. Here are the best times of year to shop for clothing.

1. End-of-season sales

The best time to buy clothing for a particular

How Should I Fund My Holiday Expenses?

How Should I Fund My Holiday Expenses?

Q: I’ve listed all my anticipated expenses for the holiday season and I’m ready to burrow under my covers and wake up on Jan. 2. There’s so much to buy and so little money to do it with! How can I pay for my holiday expenses?

A: Yes, ‘tis the season to shop

How to Save on Last Minute Holiday Expenses

How to Save on Last Minute Holiday Expenses

Hallelujah! You made it through the pre-holiday season and you’ve managed to stick to your budget all the way through!

But, wait. You may have crossed off every gift on your list, booked your airline tickets and even finished wrapping your pile of presents, but it’s not over until it’s over. Those holiday expenses

Beware of a Work at Home Scam

Beware of a Work at Home Scam

Remote work has never been more popular. In many roles, you can attend high-level corporate meetings, close on important deals and put in a full day’s work, all without changing out of your sweatpants.

Unfortunately, though, the rise of remote work has also led to a rise of work-at-home scams. These scams come in several different forms, but each one is designed to

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