4 Home Improvement Projects with High Long-Term Return

4 Home Improvement Projects with High Long-Term Return

When you’re making improvements to your home, you’re not just making your life better in the short term. You’re also making an investment in your future. Ideally,  the increase in the value of your home will exceed the cost of the improvement.

However, it seldom works out like that. The most efficient home

Category: Financial Wellness

All You Need To Know About Buying A Used Car

All You Need To Know About Buying A Used Car

Buying a previously owned vehicle can also be a great way to save big on one of your most valuable possessions.

If you’re shopping for an amazing deal on wheels during the October car-shopping season, you want to be that buyer who drives home thrilled with their new car.

Follow the 9 steps below for a smoother ride!

Step 1: Work out a budget

How

Category: Financial Wellness

New Cars vs. Used Cars

New Cars Vs. Used Cars

Q: I need a new set of wheels and I’m wondering if it’s better to spring for a new vehicle or to go the cheaper route and buy a used vehicle. What do I need to know about each kind of purchase? 

A: Any decision surrounding a purchase as large as a car needs to be made with careful research and consideration. There are pros and cons on both

Category: Financial Wellness

5 Reasons To Open A Money Market Account

5 Reasons To Open A Money Market Account

Are you looking for a place to park your savings dollars? Do you need an account that blends accessibility with a more than standard rate of return? 

Savings accounts are an ideal home for funds you want to put away for emergency or special purposes. Checking accounts are the way to go for money you will spend for your living expenses. But, what if there were a way

Category: Financial Wellness

Beware of Mortgage Fraud

Beware of Mortgage Fraud

Preparing to purchase your dream home is super-exciting. That’s partly because you’re choosing a property that may be your home for the next few decades – or more! 

It’s also a time that’s jam-packed with activity and arrangements. In between looking at houses, you’re going to be consulting with your realtor, working with the credit union, tying up loose ends in your current home,

Category: Financial Wellness
Tags: mortgage, scams

Should I Be Concerned About Rising Mortgage Rates?

Should I Be Concerned About Rising Mortgage Rates?

On June 13th, the Federal Funds Target rate was officially raised by .25%. This increase marks the second time interest rates were raised in 2018 and experts expect another two increases this year. 

The rate increase was prompted by optimistic feelings about the general state of the economy. The Fed pronounced the economy to be rising at a “solid rate” and

Category: Financial Wellness

How Many Credit Cards Should I Own?

How Many Credit Cards Should I Own?

The importance of maintaining a good credit score is old news. As you likely know, the higher your score, the more attractive you will be to potential lenders, making larger loans and the best interest rates more accessible. 

Hopefully, you’re working hard at keeping that score high by using your cards and paying your bills on time. You may be wondering, though, if more is

Category: Financial Wellness

Beware Tech Support Scams!

Beware Tech Support Scams!

You’re always putting yourself out on a limb when you call tech support. You dial the number the company gives you, and perhaps after a while of waiting, you’re connected to someone who may be working on the other side of the world in a completely different time zone. Then you’re asked to give this anonymous person identifying details about your phone or computer and the technical problems you’re

Category: Financial Wellness

Beware Social Media Scams!

Beware Social Media Scams!

The social media explosion has forever changed the way we interact with one another. In fact, everyone knows that a vacation, a dinner out or child’s milestone never really happened unless you post it on Facebook or Instagram.

But what most people don’t realize is that the advent of social media has generated its own brand of scams. And they’re as nefarious as they are widespread. Over the

Category: Financial Wellness

Beware These Tax Scams!

Beware These Tax Scams

Once again, the IRS and the FTC are warning the public of a series of tax-related scams to be wary of during this busy and stressful time. Here’s what you need to know: 

Scam variations 

There are several ways scammers can use tax season for fraud. 

1.)   Phony refund 

In one scenario, scammers use your identity to file a phony tax return in

Category: Financial Wellness

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