Home Improvement Hacks

Home Improvement Hacks
Home Improvement Hacks

You’ve finally finished scrubbing and purging your home from top to bottom in honor of spring. And now, with every surface, closet, and room sparkling clean, you’re starting to see all the areas that could use a facelift. Maybe you’re hankering after a complete kitchen makeover. You might be dreaming of a fresh coat of paint for your

Category: Home Ownership

Mortgage Rates Are Dropping; Should I Refinance?

Mortgage Rates Are Dropping; Should I Refinance?
Mortgage Rates Are Dropping; Should I Refinance?

Q: I’ve heard that mortgage rates have dropped dramatically since the start of 2019. Should I refinance my mortgage loan to take advantage of these lower rates? 

A: Refinancing a mortgage is essentially

Category: Home Ownership

Mortgagese 101: A Guide to Mortgage Terminology & Jargon

Mortgagese 101: A Guide to Mortgage Terminology & Jargon
Mortgagese 101: A Guide to Mortgage Terminology
Category: Home Ownership

To Refi or Not to Refi? That is the question

To Refi or Not to Refi? That is the question
To Refi or Not to Refi? That is the question

Every time the mortgage rates drop, it’s tempting to make a call to your credit union to see what kind of a deal you can get to refinance your home. Before you make that call, take a moment to learn why there’

Category: Home Ownership

Buying A Home In The Winter

Buying A Home In The Winter
Buying A Home In The Winter

Q: I’m ready to buy a new home and I’d rather not wait until spring. What do I need to know about buying a house during the winter?  

A: Spring and summer are, by far, the most popular seasons for house-hunting. But, that shouldn’t stop you

Category: Home Ownership

7 Reasons Not To Skip A Home Inspection

7 Reasons Not To Skip A Home Inspection
7 Reasons Not To Skip A Home Inspection

Shopping for a new home can be an exciting blur of listings, neighborhood scouting and open houses. There’s so much to consider! You want a house in the perfect neighborhood with that gorgeous kitchen and great yard, all within your budget. 

And then, it all finally comes together

Category: Home Ownership

How To Prepare Your Home For Winter

How To Prepare Your Home For Winter
How To Prepare Your Home For Winter

Q: Help! I know I need to prepare my home for the upcoming cold weather, but I don’t know where to start. What do I need to do?


A: As soon as you see the seasonal aisles at your favorite superstores filling with Halloween paraphernalia, you know “Old

Category: Home Ownership

Why Does My Mortgage Lender Need So Much Information?

Why Does My Mortgage Lender Need So Much Information
Why Does My Mortgage Lender Need So Much Information?

Q: I’m applying for a mortgage through my credit union and I’m a bit surprised at the amount of information they’re asking for to process my loan. Why do they need to know so much about me to grant me a home loan?

Category: Home Ownership

Mistakes First Time Home Buyers Make - Infographic

Mistakes First Time Home Buyers Make
Mistakes First Time Home Buyers Make
1.) Not Knowing Your Housing Budget 

Figure out exactly how much you can afford to pay each month in shelter costs. 

Be sure to include:

  • Mortgage payments (including interest – and PMI if applicable)
  • Property tax
Category: Home Ownership

4 Ways To Bring Your Dream Kitchen To Life

4 Ways To Bring Your Kitchen To Life
4 Ways To Bring Your Kitchen To Life

The kitchen is the heart of the home. It’s where we spend many hours whipping up delectable dishes to please every palate and food plan. It’s where we catch a quick morning chat over coffee and linger over dinners together in the early evening. 

The kitchen is where it’s at. 

Category: Home Ownership

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