All You Need To Know About Home Loans

All You Need To Know About Home Loans

Here at Diamond Valley, we provide a variety of products and services to meet your specific financial needs and in the most ideal ways possible. One such example is our home loans. Let’s take a closer look at this product and how its application process works.

What is a home loan?

A home loan, or a mortgage,

Category: Home Ownership

Can I Buy A House When I’m Paying Off A Student Loan?

Can I Buy A House When I’m Paying Off A Student Loan?

Q: I graduated college with a huge student loan debt. Since then, I’ve landed a decent job and I’ve been making steady payments toward paying down my loan. Is it possible for me to buy a house while I’m still paying off this debt?

Category: Home Ownership

Check out HomeReady:Advantage from Diamond Valley!

Check out HomeReady:Advantage from Diamond Valley!

The Advantage offers timely rewards and job loss protection, giving eligible home buyers an added advantage that may be used with HomeReady®.

Timely Rewards

Recieve a $500 cash reward by making on-time pyaments at no additional cost. Reward is distributed after your 60th on-

Category: Home Ownership

Finding Your Home: What's Important To You?

Finding Your Home: What's Important To You?
Finding Your Home: What's Important To You?

Shopping for a home is not just about the house itself but also the lifestyle of the community that surrounds it. It’s important to consider these features when shopping for your next home:


School Districts &

Category: Home Ownership

House Hunting Real Estate Apps

House Hunting Real Estate Apps
House Hunting Real Estate Apps

If you’re looking for a new home this season, why not start your search from the comfort of your living room couch? 

Thanks to the many real estate apps and websites, searching for a new home in 2019 is worlds away from what it was just a couple decades back. You can now

Category: Home Ownership

When Should I Put My Home On The Market?

When Should I Put My House On The Market
When Should I Put My Home On The Market?

If you’re thinking of selling your home, think spring. That’s because the season of blossoming flowers and gentle breezes has traditionally held the designation as the best time of year to sell a home.

Before you start prepping your home for a photo shoot that shows it off in the

Category: Home Ownership

Home Improvement Hacks

Home Improvement Hacks
Home Improvement Hacks

You’ve finally finished scrubbing and purging your home from top to bottom in honor of spring. And now, with every surface, closet, and room sparkling clean, you’re starting to see all the areas that could use a facelift. Maybe you’re hankering after a complete kitchen makeover. You might be dreaming of a fresh coat of paint for your

Category: Home Ownership

Mortgage Rates Are Dropping; Should I Refinance?

Mortgage Rates Are Dropping; Should I Refinance?
Mortgage Rates Are Dropping; Should I Refinance?

Q: I’ve heard that mortgage rates have dropped dramatically since the start of 2019. Should I refinance my mortgage loan to take advantage of these lower rates? 

A: Refinancing a mortgage is essentially

Category: Home Ownership

Mortgagese 101: A Guide to Mortgage Terminology & Jargon

Mortgagese 101: A Guide to Mortgage Terminology & Jargon
Mortgagese 101: A Guide to Mortgage Terminology
Category: Home Ownership

To Refi or Not to Refi? That is the question

To Refi or Not to Refi? That is the question
To Refi or Not to Refi? That is the question

Every time the mortgage rates drop, it’s tempting to make a call to your credit union to see what kind of a deal you can get to refinance your home. Before you make that call, take a moment to learn why there’

Category: Home Ownership

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