How To Prepare Your Home For Winter

How To Prepare Your Home For Winter

Q: Help! I know I need to prepare my home for the upcoming cold weather, but I don’t know where to start. What do I need to do?


A: As soon as you see the seasonal aisles at your favorite superstores filling with Halloween paraphernalia, you know “Old Man Winter” will be creeping up on us before you can say “Boo!”
This year, be

Category: Home Ownership

Why Does My Mortgage Lender Need So Much Information?

Why Does My Mortgage Lender Need So Much Information?

Q: I’m applying for a mortgage through my credit union and I’m a bit surprised at the amount of information they’re asking for to process my loan. Why do they need to know so much about me to grant me a home loan? 

 

A: Exhaustive research into the financial, personal and

Category: Home Ownership

Mistakes First Time Home Buyers Make - Infographic

Mistakes First Time Home Buyers Make
1.) Not Knowing Your Housing Budget 

Figure out exactly how much you can afford to pay each month in shelter costs. 

Be sure to include:

  • Mortgage payments (including interest – and PMI if applicable)
  • Property tax
  • Homeowner’s insurance
  • Utilities
  • Maintenance costs
  • Homeowner association fees
Category: Home Ownership

4 Ways To Bring Your Dream Kitchen To Life

4 Ways To Bring Your Kitchen To Life

The kitchen is the heart of the home. It’s where we spend many hours whipping up delectable dishes to please every palate and food plan. It’s where we catch a quick morning chat over coffee and linger over dinners together in the early evening. 

The kitchen is where it’s at. 

It’s also the area of the home that sees the heaviest usage. All that food prep – and

Category: Home Ownership

The 20% Down Myth

The 20% Down Myth

Are you desperate to own a home of your own? 
If that’s your dream, you are likely saving up, dollar by hard-earned dollar, until you have that magic number: 20% of your dream home’s total value. That’s what all the experts say, right? 
For the average American home, 20% amounts to a pretty big number. Throw in closing costs and you’ve got a small fortune to raise – and years to go

Category: Home Ownership