Black Friday Hacks

Black Friday Hacks

Black Friday is the bargain-hunter’s dream, but it’s a game that has to be played right. Follow these hacks to ensure you get the most out of the biggest shopping day of the year. 

1. Do your research

The first key to Black Friday success is starting your research ahead of time. Many stores release Black Friday ads well in advance, allowing you to preview the upcoming deals

Tags: shopping, tips, hacks, saving money, Black Friday, holidays

What Are Some Side Hustles I Can Do This Holiday Season?

What Are Some Side Hustles I Can Do This Holiday Season?

Q: This time of year can get expensive, so I’d love to pad my pockets with some extra cash. What are some side hustles I can do during the holiday season?

A: The holiday season can take a toll on anyone’s

Tags: holidays, christmas, gifts, Budget, jobs, work, side hustle

Beware Payday Loan Scams

Beware Payday Loan Scams

Out of cash before the end of the month? A payday loan can help! Just fill out the quick and easy application and the money you’ll receive in your next paycheck can be yours without the wait–with a moderate interest charge, of course.

While payday loans can be legit, unfortunately, there are many scammers masquerading as payday lenders seeking to trap the

Tags: payday loans, scams, warning

How to Celebrate Thanksgiving on a Budget

How to Celebrate Thanksgiving on a Budget

It’s the season to give thanks—and to be horrified by your credit card bill. Along with the costs of food, decor and travel, there are so many other expenses to cover for Thanksgiving. But with a little planning and creativity, you can enjoy a festive holiday without breaking the bank. Here’s how to save on Thanksgiving costs

Tags: Thanksgiving, tips, ideas, saving money, budgeting

Q&A: How Can I Determine if a Debt Consolidation Service is Legitimate?

How Can I Determine if a Debt Consolidation Service is Legitimate?

Q: I’m looking for a way to consolidate my debt, and I’m worried about scams from illegitimate debt consolidation companies. How can I determine if a debt consolidation service is legitimate?

Tags: debt, consolidation, scams, tips, research, Financial Health

2025 Diamond Valley Scholarship - Now Accepting Applications!

Applications will be accepted until March 7th, 2025.

We are now accepting applications for the 2025 Diamond Valley Federal Credit Union Scholarship!

Type of Scholarship

Ten nonrenewable $1,000.00

Category: Credit Union News
Tags: 2025 Scholarship, scholarship, Application, information, eligibility

Don’t Get Caught In an Extended Warranty Scam

Don’t Get Caught In an Extended Warranty Scam

You’ve got a phone call, and there’s a helpful representative on the line. He wants to sell you a fabulous product you haven’t known you’ve been missing: an extended warranty on your car. Don’t sign up for anything just yet! You may be the target of an extended warranty scam. 

Here’s what you need to

Tags: automobile, warranty, extended warranty, vehicle, scam, warning

Anatomy of a Car Payment

Anatomy of a Car Payment

Getting around doesn’t come cheap these days. When you borrow money to purchase a car, you’ll be handed a set of keys — and a sizable monthly payment. It might have you wondering what the components of this payment are and how the payment is calculated. 

So many questions, and we’ve got answers! Here, we break down the parts of a car loan payment, explain how

Tags: vehicle, loan, payment, financing

Best Times to Buy: Appliances

Best Times to Buy: Appliances

There are so many household appliances you use on a regular basis, you might even be surprised if you were to count them all. From refrigerators to dishwashers to coffee makers and mini smiley face pancake makers – the list seems endless! Many of these appliances will routinely need replacing, and that can get expensive. Where can you find the room

Tags: Best Times to Buy 2024, home, appliances, tips, information

Halloween Costs Are Scaring Me. How Can I Save?

Halloween Costs Are Scaring Me. How Can I Save?

Q: Money is tight, so the thought of shopping for Halloween costumes and the party I’ll be hosting are scaring me silly. Is there any way I can save on Halloween costs, or am I doomed to send my budget down a deep, dark hole?

A: Halloween costs can be

Tags: saving money, budgeting, ideas, tips, Halloween

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