Should I Sign Up For Budget Billing?

Should I Sign Up For Budget Billing?

Q: My steep utility bills in the winter and summer months always throw my budget for a loop. Should I sign up for budget billing? 

A: Budget billing can simplify your utility payments by making each month the same fixed amount, but it’s important to understand all the facets before signing up. 

Read on for all your

7 Ways To De-Stress For Less!

7 Ways To De-Stress For Less!

Winter doldrums got you down? The empty calendar making you feel blue? Don’t pull out your wallet for some “retail therapy” just yet! 

Right now is the time of year when the blues hit the hardest, so many people turn to their favorite foods, a round of shopping or some other costly means of escape. However, you can get the same results without spending a penny. Let Diamond

Category: Financial Wellness
Tags: Destress, ideas, tips, list

5 Common Tax Mistakes To Avoid

5 Common Tax Mistakes To Avoid
  1. Faulty Math – A small miscalculation can throw off all your numbers and get you into trouble with the IRS.
  2. Name Changes and Misspellings – If you’ve recently changed your legal name, let the Social Security Administration know.
  3. Omitting Extra Income – If you’ve taken any side jobs during the year, fill out a 1099-MISC
Tags: Taxes, mistakes, tips, list

All You Need to Know about Facebook’s Latest Bug

All You Need to Know about Facebook’s Latest Bug

With its wide range of features, easy-to-use interface and streamlined access, Facebook is the darling of the social media age. It helps people stay connected with family and friends, allows new relationships to blossom and creates a culture of community for new and established businesses alike.  
However, last month, Facebook announced its internal team found a

Deposit Checks With The DVFCU App

Category: Credit Union News

2019 Diamond Valley Federal Credit Union Scholarship Applications Are Now Available

2019 Scholarship Applications Are Now Available

Applications for the the 2019 Diamond Valley Federal Credit Union Scholarship are now available! Pick one up at any Diamond Valley Federal Credit Union branch, or in the Guidance Counselor Office at these area high schools: 

  • Bosse
  • Harrison
Category: Credit Union News

7 Reasons Not To Skip A Home Inspection

7 Reasons Not To Skip A Home Inspection

Shopping for a new home can be an exciting blur of listings, neighborhood scouting and open houses. There’s so much to consider! You want a house in the perfect neighborhood with that gorgeous kitchen and great yard, all within your budget. 

And then, it all finally comes together and you think you’ve found your dream home. But don’t go “under contract” just yet! First,

Category: Home Ownership

The Ultimate Guide To Your First Apartment

The Ultimate Guide To Your First Apartment

If you’re in the market for your first apartment, you may be feeling a little lost—and more than a little overwhelmed. How do you get started? What should you be looking for in an apartment? How do you check out a building? 

So many questions, and we’ve got answers! Let Diamond Valley Federal Credit Union walk you through the apartment-hunting process from

Category: Budgeting
Tags: apartment, tips

Decorating Your First Dorm Room On A Budget

Decorating Your First Dorm Room On A Budget

College dorm rooms can be quite drab, but who’s got the time or the money to do any serious decorating? Plus, school regulations can make anything that’s really creative an impossibility. 

No worries; a beautiful, personalized and warm dorm room is within reach—and within budget. Follow our tips to learn how. 

1.)   Layer inexpensive rugs 

Category: Budgeting

Do I Need An Emergency Fund?

Do I Need An Emergency Fund?

Q: Do I need to have a separate rainy day fund and emergency fund? 

A: In an effort to simplify their money, people sometimes consolidate accounts. This is OK in many instances, but it’s important to remember that rainy day funds and emergency funds serve different purposes. Additionally, it’s important to have not

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