Your Complete Guide To Homeowner's Insurance

Your Complete Guide To Homeowner's Insurance

Q: My mortgage lender is requiring me to take out a homeowners insurance policy before I close on a new home. What do I need to know about this process? 

A: Homeowners insurance is designed to protect you and your family members from liability and to cover your home and possessions in the event of a disaster or theft. 

5 Ways To Pay Off A Loan Early

5 Ways To Pay Off A Loan Early

If you’re like most Americans, you owe money toward a large loan. Whether that means carrying thousands of dollars in credit card debt, having a hefty mortgage in your name or making car loan payments each month, loan debt is part of your life. This means you’re looking at hundreds of dollars in interest payments over the life of the loan(s). There’s also the mental load of knowing you owe

Tags: loans, pay off, debt

5 Tips For Your First Spring Break On A Budget

5 Tips For Your First Spring Break On A Budget

It’s your first spring break and you’re totally psyched! But that doesn’t mean you need to break the bank. Have yourself an awesome time without blowing your budget by following these five spring break tips. 

Check your school for discounts and help


Lots of colleges offer on-campus travel agents who can help you plan your vacation right by snagging the

Don't Get Caught In A Crowd Funding Scam

Don't Get Caught In A Crowdfunding Scam

The days of handouts and begging loans off wealthy relatives are fast becoming extinct. Today, if you need boatloads of money—whether it’s to help you cover an expensive emergency or to fund a new business idea—you only need to appeal to the vast audience of the internet and wait for the money to start rolling in. 

Crowdfunding platforms like GoFundMe, Kickstarter and

Your Complete Guide To Renter's Insurance

Your Complete Guide To Renters Insurance

Q: I’ve just signed a lease on a new apartment and I’m wondering if I should be taking out a renter’s insurance policy as well. What do I need to know? 

A: Purchasing a renter’s insurance policy when signing a lease on a new apartment is a good idea.  

Thanks to rising market prices and stricter loan

Tax Code Changes 2019

Tax Code Changes 2019

The tax code gets a bit of an overhaul each year, and with the changes, it can get confusing. No worries, though; we’ll walk you through everything you need to know for 2019.   

Most amendments to the tax code will only begin to affect taxpayers in April 2019. However, some of the changes can impact the financial choices you make this year. Learning about these changes early in the

Tax Scams 2019

Tax Scams 2019

Each year, the IRS publishes the “Dirty Dozen,” a list of 12 scams that are rampant during that year’s tax season. 
This year, the IRS is cautioning taxpayers to be extra vigilant because of a 60% increase in email phishing scams over the past year. This is particularly disheartening, since it comes on the heels of a steady decline in phishing scams over the previous three years. 

Tags: scam, Taxes, IRS

Should I Sign Up For Budget Billing?

Should I Sign Up For Budget Billing?

Q: My steep utility bills in the winter and summer months always throw my budget for a loop. Should I sign up for budget billing? 

A: Budget billing can simplify your utility payments by making each month the same fixed amount, but it’s important to understand all the facets before signing up. 

Read on for all your

7 Ways To De-Stress For Less!

7 Ways To De-Stress For Less!

Winter doldrums got you down? The empty calendar making you feel blue? Don’t pull out your wallet for some “retail therapy” just yet! 

Right now is the time of year when the blues hit the hardest, so many people turn to their favorite foods, a round of shopping or some other costly means of escape. However, you can get the same results without spending a penny. Let Diamond

Category: Financial Wellness
Tags: Destress, ideas, tips, list

5 Common Tax Mistakes To Avoid

5 Common Tax Mistakes To Avoid
  1. Faulty Math – A small miscalculation can throw off all your numbers and get you into trouble with the IRS.
  2. Name Changes and Misspellings – If you’ve recently changed your legal name, let the Social Security Administration know.
  3. Omitting Extra Income – If you’ve taken any side jobs during the year, fill out a 1099-MISC
Tags: Taxes, mistakes, tips, list

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