Q&A: Should I Choose to Buy Now, Pay Later?

Q&A: Should I Choose to Buy Now, Pay Later?

Q: When shopping online, I often see the option to Buy Now, Pay Later (BNPL). Is this a good idea?

A: The option of paying for your purchase over time can seem attractive, but it’s important to understand how BNPL works and the possible

Am I a Shopaholic?

Am I a Shopaholic?

Q: I often just can’t resist the urge to splurge when I see the latest deals showing up in my inbox. I am also prone to putting every retailer app on my phone so I can get all the deals and rewards. I’m starting to wonder if I am a shopaholic who’s addicted to retail therapy. What do you think?  

A: In today’s

Should I Keep Cash at Home?

Should I Keep Cash at Home?

Q: I’ve been seeing posts all over social media about keeping cash at home during times of rapid inflation. Is this a recommended practice?

A: Keeping large amounts of cash in envelopes, kitchen drawers or stuffed under the mattress is not recommended during times of inflation – or at any

5 Ways to Save on Vacation Transportation Costs

5 Ways To Save on Vacation Transportation Costs

Q: I’m working out a vacation budget and I’m stuck on transportation costs. Every option is so expensive! How can I save on transportation costs when on vacation? 

A: Kudos to you for thinking and planning ahead! Steep cab fees and car

Do My Monthly Bill Payments Affect My Credit Score?

Do My Monthly Bill Payments Affect My Credit Score?

Q: I’m working on improving my credit score, so I’m being extra careful about paying my bills on time. But, since I don’t see these payments reflected in my score, I’m wondering: Do my monthly payments, like utility bills, count toward my credit score? 

A: It’s

7 Ways To Save Money On Camping Costs

7 Ways To Save Money on Camping Costs
7 Ways To Save Money On Camping Costs

Q: I’m planning a camping trip for the summer, and I’d love to keep the trip as low-cost as possible. How can I cut down on camping costs? 

A: It’s great that you’re looking for ways to trim your vacation expenses. We can help! Read on

Home Improvement Hacks

Home Improvement Hacks
Home Improvement Hacks

You’ve finally finished scrubbing and purging your home from top to bottom in honor of spring. And now, with every surface, closet, and room sparkling clean, you’re starting to see all the areas that could use a facelift. Maybe you’re hankering after a complete kitchen makeover. You might be dreaming of a fresh coat of paint for your

Category: Home Ownership

Dollar Stores: Are They Worth The Price?

Dollar Stores: Are They Worth The Price?
Dollar Stores: Are They Worth The Price?

Q: I love browsing my local dollar store, but I often end up spending more than I planned or regretting my purchases. Are dollar stores worth the price?

A: Dollar stores can be tremendous spending traps, but they can also  be a great way to