House Hunting Real Estate Apps

House Hunting Real Estate Apps
House Hunting Real Estate Apps

If you’re looking for a new home this season, why not start your search from the comfort of your living room couch? 

Thanks to the many real estate apps and websites, searching for a new home in 2019 is worlds away from what it was just a couple decades back. You can now

Category: Home Ownership

Mortgage Rates Are Dropping; Should I Refinance?

Mortgage Rates Are Dropping; Should I Refinance?
Mortgage Rates Are Dropping; Should I Refinance?

Q: I’ve heard that mortgage rates have dropped dramatically since the start of 2019. Should I refinance my mortgage loan to take advantage of these lower rates? 

A: Refinancing a mortgage is essentially

Category: Home Ownership

To Refi or Not to Refi? That is the question

To Refi or Not to Refi? That is the question
To Refi or Not to Refi? That is the question

Every time the mortgage rates drop, it’s tempting to make a call to your credit union to see what kind of a deal you can get to refinance your home. Before you make that call, take a moment to learn why there’

Category: Home Ownership

Should I Be Concerned About Rising Mortgage Rates?

Should I Be Concerned About Rising Mortgage Rates?
Should I Be Concerned About Rising Mortgage Rates?

On June 13th, the Federal Funds Target rate was officially raised by .25%. This increase marks the second time interest rates were raised in 2018 and experts expect another two increases this year. 

The rate increase was prompted by optimistic

Category: Financial Wellness

The 20% Down Myth

The 20% Down Myth
The 20% Down Myth

Are you desperate to own a home of your own? 
If that’s your dream, you are likely saving up, dollar by hard-earned dollar, until you have that magic number: 20% of your dream home’s total value. That’s what all the experts say, right? 
For the average American home, 20% amounts to a pretty big number. Throw in closing costs and you’ve

Category: Home Ownership