What Do I Need To Know About Today's Real Estate Market?

What Do I Need To Know About Today's Real Estate Market?

Q: The news from the real estate market can be confusing. What do I need to know as a buyer, a seller, or just an American citizen, about today’s real estate market?


A: Trends and stats in real estate are constantly changing, especially during the

What’s the Best Way to Use a Home Equity Loan?

What’s the Best Way to Use a Home Equity Loan?

Q: With interest rates falling and home prices rising, it seems like a great time to tap into my home’s equity using a home equity loan. What’s the best way to use these funds?


A: A home equity loan, or a HEL, can be a fantastic way to

All You Need to Know About Selling Your Home During COVID-19.

All You Need to Know About Selling Your Home During COVID-19.

Selling a home is a move people generally plan years in advance, and 2020 was no different. For many homeowners, the hot real estate market of spring and summer of 2020 was going to be the season they put their homes up for sale. And then came the coronavirus — and the world

All You Need To Know About Closing Costs

All You Need To Know About Closing Costs

Buying a new home is a super-exciting and super-busy time. There are many details and decisions involved in this purchase — and, of course, loads of expenses.


You’ve likely prepared for most of these expenses. Maybe you’ve been saving up for your down payment for many years and have set aside a few thousand

Tags: mortgage, closing

Choosing Which Home Equity Loan Option Is Right For You

Choosing Which Home Equity Loan Option Is Right For You

Q: What are the differences between a home equity line of credit (HELOC) and a typical home equity loan?

A: Here are the differences between a HELOC and a typical Home Equity Loan.


Should I Buy A House During The Holidays?

Should I Buy A House During The Holidays?

 

Q: I’m in the market for a new home and wondering if I should push off my search until after the holidays. Is it a good idea to buy a new home during Christmas?


A: While spring and summer tend to see the highest volume of home sales, it

Category: Home Buying

Can I Buy A House When I’m Paying Off A Student Loan?

Can I Buy A House When I’m Paying Off A Student Loan?

Q: I graduated college with a huge student loan debt. Since then, I’ve landed a decent job and I’ve been making steady payments toward paying down my loan. Is it possible for me to buy a house while I’m still paying off this debt?

Category: Home Ownership

Check out HomeReady:Advantage from Diamond Valley!

Check out HomeReady:Advantage from Diamond Valley!

The Advantage offers timely rewards and job loss protection, giving eligible home buyers an added advantage that may be used with HomeReady®.

Timely Rewards

Recieve a $500 cash reward by making on-time pyaments at no additional cost. Reward is distributed after your 60th on-

Category: Home Ownership

Finding Your Home: What's Important To You?

Finding Your Home: What's Important To You?
Finding Your Home: What's Important To You?

Shopping for a home is not just about the house itself but also the lifestyle of the community that surrounds it. It’s important to consider these features when shopping for your next home:


School Districts &

Category: Home Ownership

Mortgage Rates Are Dropping; Should I Refinance?

Mortgage Rates Are Dropping; Should I Refinance?
Mortgage Rates Are Dropping; Should I Refinance?

Q: I’ve heard that mortgage rates have dropped dramatically since the start of 2019. Should I refinance my mortgage loan to take advantage of these lower rates? 

A: Refinancing a mortgage is essentially

Category: Home Ownership

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