Understanding Key Mortgage Terms

Understanding Key Mortgage Terms

When applying for a mortgage, you’ll come across many terms that can be confusing, whether you’re going through your first mortgage experience, or you’ve been through the process a time or two. What does everything mean and why does it matter? 

Let’s take a look at key mortgage terms, what they mean, their significance and when a homebuyer will see these

The Anatomy of a Mortgage Payment

The Anatomy of a Mortgage Payment

Purchasing a home may be the largest financial transaction you’ll make during your lifetime. Once the dust settles, and you’ve finished closing the sale, you’ll be the proud owner of a new home — and a mortgage payment into the foreseeable future.

Trying to understand your mortgage payment can be like trying to decode a secret language. What

Time to Move or Time to Improve? Moving Vs. Home Improvement

Time to Move or Time to Improve? Moving Vs. Home Improvement

Q: My family is growing out of our current home and we’re desperate for more living space. My house can also use a major face-lift. I’m wondering: should I move to a new house, or make some major improvements to my current home?

A: 

All You Need to Know About Buying a Home in 2023

All You Need to Know About Buying a Home in 2023

If you’re planning to buy a home this year, you likely know you won’t be dealing with typical circumstances. The real estate market has been completely upended by the pandemic along with its ensuing financial fallout, and it has yet to recover. While the extreme market conditions that characterized the last two years are beginning

My House Skyrocketed in Value. Now What?

My House Skyrocketed in Value. Now What?

Q: The value of my house has shot up a lot in recent months. What steps should I take now?

A: The flaming real estate market means homes are rising in value at a meteoric rate. In fact, in some areas of the country, properties have doubled in value over the last two

The Benefits of Getting a Loan for Your Manufactured or Mobile Home Through a Credit Union

The Benefits of Getting a Loan for Your Manufactured or Mobile Home Through a Credit Union

In today’s sizzling housing market, purchasing a manufactured or mobile home can be a great way to find an affordable place to call home. However, you’ll likely need a way to fund this sizable purchase. Although smaller than a typical home loan,

Don’t Forget to Follow Up on Your Home Inspection!

Don’t Forget to Follow Up on Your Home Inspection!

If you’re under contract for a new home, you’ve likely had an inspection conducted on your 

new home. This inspection is an important part of the home-buying process, and is generally required by the mortgage company. It can help you find any major defects in the home, such as a faulty roof or dying HVAC system,

Should I Sell My House Now?

Q: Is 2021 a good time to sell my home?

 

A: While it appears to be a seller’s market, and the perfect time to put your home up for sale, there are many variables to consider before going forward. Below, we’ve outlined important points to know about today’s market so you can make an informed decision about selling your home in 2021.

Is

Timeline of A Home Purchase

Timeline of A Home Purchase
  1. Get pre-approved. This will prove you’re a serious buyer and give you a leg up on bidding wars.
  2. Choose a real estate agent. Ask for referrals before signing a contract.
  3. Start your search. You can start online at sites like Zillow or Redfin.
  4. Make an offer on a home. Offer lower than the asking price, but keep your offer

What Do I Need To Know About Today's Real Estate Market?

What Do I Need To Know About Today's Real Estate Market?

Q: The news from the real estate market can be confusing. What do I need to know as a buyer, a seller, or just an American citizen, about today’s real estate market?


A: Trends and stats in real estate are constantly changing, especially during the

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