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Rates effective as of February 13, 2025 and are subject to change without notice. Rate is determined by members credit score. Member NCUA. Other rates and terms available. Please contact Diamond Valley FCU at 812-425-5152 for more details.
* Rate includes .25% discount for automatic payment out of your DVFCU checking account.
Applying for a Loan?
Please log in to your Online Branch Account and click on Online Loan Application under the “Additional Services” tab.
Automobile
| Term | Loan Amount | APR As Low As | |
|---|---|---|---|
| New | 36 months | 100% List | 5.25%* |
| 48 months | 100% List | 5.25%* | |
| 54 months | 100% List | 5.25%* | |
| 60 months | 100% List | 5.25%* | |
| 66 months | 100% List | 5.38%* | |
| 72 months | 100% List | 5.75%* | |
| 84 months | Over $15,000 | 6.75%* | |
| Used | 60 months | 2024 – 2023 | 5.25%* |
| 60 months | 2022 – 2021 | 6.00%* | |
| 48 months | 2020 – 2018 | 6.13%* | |
| 36 months | 2017 – Below | 8.00%* |
Personal
Term |
Loan Amount |
APR As Low As |
|---|---|---|
12 months |
$1,000 – $10,000 |
8.50%* |
24 months |
$1,000 – $10,000 |
9.00%* |
36 months |
$1,000 – $10,000 |
9.50%* |
60 months |
$3,000 – $10,000 |
10.25%* |
Shared Secure
Term |
Loan Amount |
APR As Low As |
|---|---|---|
60 months |
2.03% |
|
120 months |
3.03% |
Certificate Secure
Single payment due on maturity date 2% over certificate rate.
Call 812-425-5152 for information.
Recreational Vehicle
| Term | Loan Amount | APR As Low As | |
|---|---|---|---|
| New | 60 months | 100% List | 7.75%* |
| 84 months | 90% List | 9.75%* | |
| 120 months | 90% List | 11.75%* | |
| Used | 60 months | 100% Book | 9.00%* |
Motorcycles
| Term | Loan Amount | APR As Low As | |
|---|---|---|---|
| New | 60 months | 100% List | 7.75%* |
| 84 months | 90% List Over $20K | 9.75%* | |
| Used | 60 months | 100% Book | 9.75%* |
ATV / Jetski
Term |
Loan Amount |
APR As Low As |
|
|---|---|---|---|
New |
60 months |
100% |
7.75%* |
Used |
60 months |
100% |
9.75%* |
Boats
| Term | Loan Amount | APR As Low As | |
|---|---|---|---|
| New | 60 months | 100% List | 7.75%* |
| 84 months | $20,000 Minimum | 9.50%* | |
| 120 months | 90% List Over $30K | 11.25%* | |
| Used | 60 months | 100% Book | 11.00%* |
Mortgage
Term |
Rate As Low As |
APR As Low As |
|---|---|---|
10 Year |
6.00% |
6.070% |
15 Year |
6.13% |
6.180% |
20 Year |
6.50% |
6.540% |
30 Year |
6.75% |
6.780% |
Rates are subject to change daily. For current rates, call our Mortgage Department at 812-425-5152 ext. *652.
If you’re a Diamond Valley member you can see current rates and apply for a mortgage through Online Banking or the DVFCU App.
NMLS Numbers:
- Meghann Weinzapfel NMLS–382636
- Nichole Brantley NMLS–1543557
- Diamond Valley Federal Credit Union NMLS–407961
