All You Need To Know About Closing Costs

All You Need To Know About Closing Costs

Buying a new home is a super-exciting and super-busy time. There are many details and decisions involved in this purchase — and, of course, loads of expenses.


You’ve likely prepared for most of these expenses. Maybe you’ve been saving up for your down payment for many years and have set aside a few thousand

Tags: mortgage, closing

Choosing Which Home Equity Loan Option Is Right For You

Choosing Which Home Equity Loan Option Is Right For You

Q: What are the differences between a home equity line of credit (HELOC) and a typical home equity loan?

A: Here are the differences between a HELOC and a typical Home Equity Loan.


Should I Buy A House During The Holidays?

Should I Buy A House During The Holidays?

 

Q: I’m in the market for a new home and wondering if I should push off my search until after the holidays. Is it a good idea to buy a new home during Christmas?


A: While spring and summer tend to see the highest volume of home sales, it

Category: Home Buying

Can I Buy A House When I’m Paying Off A Student Loan?

Can I Buy A House When I’m Paying Off A Student Loan?

Q: I graduated college with a huge student loan debt. Since then, I’ve landed a decent job and I’ve been making steady payments toward paying down my loan. Is it possible for me to buy a house while I’m still paying off this debt?

Category: Home Ownership

Check out HomeReady:Advantage from Diamond Valley!

Check out HomeReady:Advantage from Diamond Valley!

The Advantage offers timely rewards and job loss protection, giving eligible home buyers an added advantage that may be used with HomeReady®.

Timely Rewards

Recieve a $500 cash reward by making on-time pyaments at no additional cost. Reward is distributed after your 60th on-

Category: Home Ownership

Finding Your Home: What's Important To You?

Finding Your Home: What's Important To You?
Finding Your Home: What's Important To You?

Shopping for a home is not just about the house itself but also the lifestyle of the community that surrounds it. It’s important to consider these features when shopping for your next home:


School Districts &

Category: Home Ownership

Mortgage Rates Are Dropping; Should I Refinance?

Mortgage Rates Are Dropping; Should I Refinance?
Mortgage Rates Are Dropping; Should I Refinance?

Q: I’ve heard that mortgage rates have dropped dramatically since the start of 2019. Should I refinance my mortgage loan to take advantage of these lower rates? 

A: Refinancing a mortgage is essentially

Category: Home Ownership

Mortgagese 101: A Guide to Mortgage Terminology & Jargon

Mortgagese 101: A Guide to Mortgage Terminology & Jargon
Mortgagese 101: A Guide to Mortgage Terminology
Category: Home Ownership

To Refi or Not to Refi? That is the question

To Refi or Not to Refi? That is the question
To Refi or Not to Refi? That is the question

Every time the mortgage rates drop, it’s tempting to make a call to your credit union to see what kind of a deal you can get to refinance your home. Before you make that call, take a moment to learn why there’

Category: Home Ownership

Buying A Home In The Winter

Buying A Home In The Winter
Buying A Home In The Winter

Q: I’m ready to buy a new home and I’d rather not wait until spring. What do I need to know about buying a house during the winter?  

A: Spring and summer are, by far, the most popular seasons for house-hunting. But, that shouldn’t stop you

Category: Home Ownership

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