new year

The holidays are over, and if you’ve gone over budget with your spending, it’s time to deal with the aftermath. Instead of living in a financial deficit, take steps to repair your budget as soon as the last guest leaves. 

Here’s how you can get your budget back on track for the new year.

Review your holiday spending

Before

Q: I’m looking for tools to help me actually keep the financial resolutions I made for the New Year, but I’m confused by all the options. What are the best personal finance apps that can help me stick to my money resolutions this year?

If you’re like most people, you start each year with a list of resolutions to help you improve various aspects of your life. The list may include resolutions to help you become more physically fit, further your career growth and improve your personal relationships. Another category of resolutions you may

As soon as the calendar hits Jan. 2, the gyms are packed with people who are eager to make good on their New Year’s resolutions. If you’re one of the thousands of newbies making your way to fitness centers this month, beware of these five subtle scams that can end up thinning your wallet more than your physique.

The free trial

1. Increase your savings. Even if it’s only by 5%, every little bit adds up.
2. Cut out one impulse purchase a week.
3. Trim your electricity bills by making sure your appliances are all running efficiently and conserving as much energy as possible.