12 Steps to Financial Wellness - Step 9: Build and Maintain an Excellent Credit Score

Step 9: Build and Maintain an Excellent Credit Score

Your credit score is a crucial part of your financial health. The three little numbers measure the capacity of your credit, the proficiency of your money management and your fiscal responsibility. An excellent credit score can open the door to large loans with better interest rates, as well as employment opportunities and

Financial Lessons You Can Learn from Fantasy Football

Financial Lessons You Can Learn from Fantasy Football

As summer winds down with autumn creeping closer, it’s time to start thinking fantasy football! Drafting the best team and guiding them toward the championship takes knowledge, dedication, skill and real talent. Do you have what it takes to be a fantasy football champ?

Whether you do or do not, know that fantasy

Cash, Credit or Debit–How Should I Pay?

Cash, Credit or Debit–How Should I Pay?

Q: With inflation soaring, I want to spend my money in the best way possible. When paying for various every day and occasional purchases, should I be using cash, credit, or debit?

A: There’s a time and place for everything. Some purchases should be paid for with cash, some

12 Steps to Financial Wellness - Step 8: Know When and How to Indulge

Step 8: Know When and How to Indulge

Now that you know how to spend mindfully, pay it forward, and regularly set aside money for savings, you’re ready to learn how to indulge in the occasional expensive treat–responsibly.

Many people equate financial health with a life of deprivation, but this is far from the truth. In fact, living a life of true financial wellness means being happy

12 Steps to Financial Wellness - Step 7: How to Pay Yourself First

12 Steps to Financial Wellness - Step 7: How to Pay Yourself First

Now that you’re managing your money well and you’ve even learned to share the gifts you’ve been given, it’s time to start perfecting the art of saving.

“Pay yourself first” is a catchphrase that means prioritizing your personal savings above other expenses. Savings should not be an

12 Steps to Financial Wellness - Step 6: Pay It Forward

12 Steps to Financial Wellness - Step 6: Pay It Forward

Now that you’ve started paying down debt, you and your partner have tackled big money issues, and you’ve mastered the art of spending mindfully, you’re now ready to think beyond your own needs by learning how to pay it forward.

Money management can sometimes feel inherently selfish. You’re earning, budgeting,

4 Ways to Stay Financially Fit this Summer

4 Ways to Stay Financially Fit this Summer

Ahh…summer! The season of flip-flops and sunscreen, of lemonade and baseball games. What’s not to love about summer?

Unfortunately, though, summer is also the season of overspending for many. When the sun is blazing across a cloudless sky and the day stretches on with endless possibilities, purse strings are looser and cards are swiped

12 Steps to Financial Wellness-Step 5: Practice Mindful Spending

12 Steps to Financial Wellness-Step 5: Practice Mindful Spending

Creating a budget and deciding to stick to it is easy; it’s actually carrying through on your plan that’s the hard part. For too many people, financial responsibility ends at having good intentions and real life gets in the way of all well-laid plans. A large part of the discrepancy between what

12 Steps to Financial Wellness-Step 4: Have the Money Talk with Your Partner

12 Steps to Financial Wellness-Step 4: Have the Money Talk with Your Partner

You’ve tracked your spending, created a budget, worked on ridding yourself of debt, and are well on your way to a financially secure life. Now you’re ready for step four, in which you’ll have the money talk with your partner.

Talking finances with your partner may not be

12 Steps to Financial Wellness - Step 3: Pay Down Debt

Step 3: Pay Down Debt

You’ve tracked your spending, designed a budget for your monthly expenses, and you’re well on your way to financial wellness. In this next step, you’ll create a plan

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