Q&A: How Many Credit Cards Should I Own?

Q&A: How Many Credit Cards Should I Own?

Q: I’ve read that I need to have several open credit cards to build my credit, but I’m worried about having too many credit accounts. Ideally, how many credit cards should I own?

A: This is an important question that can have a strong impact on your financial health. However,

When Should I Give in to the Urge to Splurge?

When Should I Give in to the Urge to Splurge?

Q: Is it ever OK to give in to the urge to splurge?

A: We all know it’s best to curb impulse buys as much as possible, and to stick to our predetermined budgets. But sometimes, it’s perfectly fine to bend the rules a little bit and splurge

Is Black Friday Shopping Worth the Hassle?

Is Black Friday Shopping Worth the Hassle?

Q: It’s only early November, and I’m already getting ad-bombed for Black Friday sales. I’ve always been an avid sales shopper, but after so many Black Fridays spent weaving through crowds to chase down big deals and often coming home disappointed, I’m wondering if it’s worth it. Should I

Travel Hacks - Should I Use Cash, a Debit Card or a Credit Card While on Vacation?

Travel Hacks - Should I Use Cash, a Debit Card or a Credit Card While on Vacation?

Traveling doesn’t come cheap, and part of keeping your finances intact during vacation includes knowing the best way to pay for your purchases during your getaway. Should you primarily use cash, a debit card or a