The Beginner’s Guide to Credit Cards

Silver Credit Card with Logo Images

Credit cards! Can’t live with them, can’t live without them. According to the latest report by the Federal Reserve(link is external), there’s a whopping $

What is Credit Card Interest and How Does it Affect Me?

What is Credit Card Interest and How Does it Affect Me?

Getting your first credit card is super-exciting. That small piece of plastic is a gateway to adulthood, and when used responsibly, it can be your first concrete step toward establishing sound financial habits to last a lifetime. Unfortunately, though, many teenagers and young adults don’t know enough about

Your Complete Guide to Using Your Credit Cards

Your Complete Guide to Using Your Credit Cards

Q: I’d love to improve my credit score, but I can’t get ahead of my monthly payments. I also find that my spending gets out of control when I’m paying with plastic. How do I use my credit cards responsibly?


A: Using your credit cards responsibly is a great way

A Guide To Opening Your First Credit Card

A Guide To Opening Your First Credit Card
A Guide To Opening Your First Credit Card

Opening your first credit card is one of the rites of passage into genuine adulthood, but with so much conflicting information, it can all get confusing fast! 

Let Diamond Valley Federal Credit Union walk you through the process to help you build a strong credit score and

5 Ways To Avoid Credit Card Fraud

5 Ways To Avoid Credit Card Fraud
5 Ways To Avoid Credit Card Fraud
  1. Keep your credit cards safe. Store your cards in a secure wallet or purse. After making a purchase, immediately return your card to that place.
  2. Don’t allow websites to “remember” your card number. Only let secure payment portals, like

Credit Card Fraud In Fives

Credit Card Fraud In Fives
Credit Card Fraud In Fives

No one wants to be the victim of credit fraud. Aside from the stolen money you may never recover, victims of fraud can be faced with an enormous hassle. That hassle involves the closing of accounts, putting a fraud alert on your credit and a huge ding on your credit history, which can be difficult to fix. 

Saving Money While Vacationing Abroad

Saving Money While Vacationing Abroad
Saving Money While Vacationing Abroad

Exploring foreign shores and dining on exotic fare is the stuff that dream vacations are made of. Here’s how to get the most for your money while vacationing overseas. 

Use credit cards 

  • Let your credit card company know

How Many Credit Cards Should I Own?

How Many Credit Cards Should I Own?
How Many Credit Cards Should I Own?

The importance of maintaining a good credit score is old news. As you likely know, the higher your score, the more attractive you will be to potential lenders, making larger loans and the best interest rates more accessible. 

Hopefully, you’re working hard at keeping that score high by using

Category: Financial Wellness