It’s that time of year again: Time to clean out those closets, polish that furniture and clear out that clutter for good! As you work through your home, banishing dust bunnies and organizing your spaces, don’t forget to take a good look at your savings, too. Spring is the perfect time of year to review your saving habits and spruce up your
If you’d love to live with a budget, but you don’t have the time or energy to learn how to create and manage a complicated spending plan, we can help! Similarly, if you’ve budgeted in the past but have fallen out of the habit and would love to jump back into life with a budget again, you may find this super-helpful.
With the right tools and information,
Q: Is it ever OK to give in to the urge to splurge?
A: We all know it’s best to curb impulse buys as much as possible, and to stick to our predetermined budgets. But sometimes, it’s perfectly fine to bend the rules a little bit and splurge
Q: I’m ready to start my holiday shopping, but I’m not sure how to cover all my purchases. What’s the best way to pay for my holiday shopping?
A: As with most large expenses, when it comes to covering the cost of your holiday
It’s great to get away from the daily grind, but budgets never go on vacation. The classic rules of sticking to your spending plan and not racking up bills you cannot pay still apply when you’re on vacation. The good news is, a vacation budget will actually make your trip more relaxing. When every dollar is accounted for
Ahh…summer! The season of flip-flops and sunscreen, of lemonade and baseball games. What’s not to love about summer?
Unfortunately, though, summer is also the season of overspending for many. When the sun is blazing across a cloudless sky and the day stretches on with endless possibilities, purse strings are looser and cards are swiped
Creating a budget and deciding to stick to it is easy; it’s actually carrying through on your plan that’s the hard part. For too many people, financial responsibility ends at having good intentions and real life gets in the way of all well-laid plans. A large part of the discrepancy between what
You’ve tracked your spending, created a budget, worked on ridding yourself of debt, and are well on your way to a financially secure life. Now you’re ready for step four, in which you’ll have the money talk with your partner.
Talking finances with your partner may not be
You’ve tracked your spending, designed a budget for your monthly expenses, and you’re well on your way to financial wellness. In this next step, you’ll create a plan
Are you ready to join us on a journey toward financial wellness? Each month, Diamond Valley will focus on one step of a journey of financial wellness. We’ll tackle the topic in detail and help you learn all you need to know about this step. Follow along, and at the end of the year, you’ll have mastered the tools for a life of financial wellness.
