5 Tips For Your First Spring Break On A Budget

5 Tips For Your First Spring Break On A Budget

It’s your first spring break and you’re totally psyched! But that doesn’t mean you need to break the bank. Have yourself an awesome time without blowing your budget by following these five spring break tips. 

Check your school for discounts and help


Lots of colleges offer on-campus travel agents who can help you plan your vacation right by snagging the

7 Ways To De-Stress For Less!

7 Ways To De-Stress For Less!

Winter doldrums got you down? The empty calendar making you feel blue? Don’t pull out your wallet for some “retail therapy” just yet! 

Right now is the time of year when the blues hit the hardest, so many people turn to their favorite foods, a round of shopping or some other costly means of escape. However, you can get the same results without spending a penny. Let Diamond

Category: Financial Wellness
Tags: Destress, ideas, tips, list

5 Common Tax Mistakes To Avoid

5 Common Tax Mistakes To Avoid
  1. Faulty Math – A small miscalculation can throw off all your numbers and get you into trouble with the IRS.
  2. Name Changes and Misspellings – If you’ve recently changed your legal name, let the Social Security Administration know.
  3. Omitting Extra Income – If you’ve taken any side jobs during the year, fill out a 1099-MISC
Tags: Taxes, mistakes, tips, list

The Ultimate Guide To Your First Apartment

The Ultimate Guide To Your First Apartment

If you’re in the market for your first apartment, you may be feeling a little lost—and more than a little overwhelmed. How do you get started? What should you be looking for in an apartment? How do you check out a building? 

So many questions, and we’ve got answers! Let Diamond Valley Federal Credit Union walk you through the apartment-hunting process from

Category: Budgeting
Tags: apartment, tips

4 Steps To Credit Repair

Consumers are sometimes faced with taking steps to repair tarnished credit. Here are four steps to help make that happen.

Step #1: Determine your score – You’re entitled to an annual credit report from each of the three major credit reporting agencies. Order yours at 

Don't Be A Victim of a Social Security Scam

Don't Be A Victim of a Social Security Scam

Any of the hundreds of scams around today can make you feel like we live in a world gone mad. How cruel can someone be to con a poor victim out of thousands of dollars?

But one of the most heartless scams making the rounds is the one targeting the elderly who depend on Social Security benefits for basic living needs. When these victims are tricked out of their

Why Do I Spend So Much When Shopping Online?

Why Do I Spend So Much When Shopping Online?

Q: I’m really trying to stick to a budget this holiday season, and I’m doing most of my shopping online. It should be easy to stay on track, so why am I constantly going over budget?  

 

A: Both online and in-store shopping can tempt you to overspend, but the internet is

5 Ways Retailers Influence Our Spending

5 Ways Retailers Influence Our Spending

Retailers have one goal: to get you to spend more. 

And they have

Tags: shopping, retail, tips

How To Beat Impulse Purchases

How To Beat Impulse Purchases
Use a list

Lists aren’t just for groceries anymore. Whether you’re hitting the mall, doing a Target run or even shopping online, never shop without a detailed list. And stick to it!

Use cash

Cards are great because of the easy tracking they provide, but if you tend to overspend on plastic, leave your cards at home and bring only enough cash

Tags: tips, shopping

How To Prepare Your Home For Winter

How To Prepare Your Home For Winter

Q: Help! I know I need to prepare my home for the upcoming cold weather, but I don’t know where to start. What do I need to do?


A: As soon as you see the seasonal aisles at your favorite superstores filling with Halloween paraphernalia, you know “Old Man Winter” will be creeping up on us before you can say “Boo!”
This year, be

Category: Home Ownership

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