4 Steps To Credit Repair

Consumers are sometimes faced with taking steps to repair tarnished credit. Here are four steps to help make that happen.

Step #1: Determine your score – You’re entitled to an annual credit report from each of the three major credit reporting agencies. Order yours at 

Don't Be A Victim of a Social Security Scam

Don't Be A Victim of a Social Security Scam

Any of the hundreds of scams around today can make you feel like we live in a world gone mad. How cruel can someone be to con a poor victim out of thousands of dollars?

But one of the most heartless scams making the rounds is the one targeting the elderly who depend on Social Security benefits for basic living needs. When these victims are tricked out of their

Why Do I Spend So Much When Shopping Online?

Why Do I Spend So Much When Shopping Online?

Q: I’m really trying to stick to a budget this holiday season, and I’m doing most of my shopping online. It should be easy to stay on track, so why am I constantly going over budget?  

 

A: Both online and in-store shopping can tempt you to overspend, but the internet is

5 Ways Retailers Influence Our Spending

5 Ways Retailers Influence Our Spending

Retailers have one goal: to get you to spend more. 

And they have

Tags: shopping, retail, tips

How To Beat Impulse Purchases

How To Beat Impulse Purchases
Use a list

Lists aren’t just for groceries anymore. Whether you’re hitting the mall, doing a Target run or even shopping online, never shop without a detailed list. And stick to it!

Use cash

Cards are great because of the easy tracking they provide, but if you tend to overspend on plastic, leave your cards at home and bring only enough cash

Tags: tips, shopping

How To Prepare Your Home For Winter

How To Prepare Your Home For Winter

Q: Help! I know I need to prepare my home for the upcoming cold weather, but I don’t know where to start. What do I need to do?


A: As soon as you see the seasonal aisles at your favorite superstores filling with Halloween paraphernalia, you know “Old Man Winter” will be creeping up on us before you can say “Boo!”
This year, be

Category: Home Ownership

7 Halloween Hacks You Don't Want To Miss

7 Halloween Hacks You Don't Want To Miss

Halloween is coming – and so is the fun! Everyone wants to win the prize for creepiest costume and the most frightening yard décor in the neighborhood.

But all that spookiness comes with a scary price tag. The average American will spend $169 on Halloween costs this year. And, if that’s not enough to terrify you, consider this: Most people spend close to $70 just on their

Category: Budgeting

Staying Safe Online

Staying Safe Online

With the average American spending 24 hours a week online, internet safety is more important than ever. A hacked or compromised computer can put you at risk for money loss, phishing scams or even complete identity theft.

It gets worse: If your computer’s security has been breached, it can be turned into a “middle man” for online theft. Criminals mayremotely control a computer with

Ways To Save On Food Costs

Ways To Save On Food Costs

With your mind so muddled with details like classes, exams and papers, who has time to think about food? You might be heading into the new semester with plans to subsist solely on convenience food and packaged junk. We’re looking at you, ramen noodles!

But as you’ll quickly discover, overdoing the processed foods will leave you feeling not quite full and not so nutritionally sound, either.

Back-To-School Shopping Hacks

Back-To-School Shopping Hacks

You may be deep into your summer routine of lazy afternoons at the beach, family day trips and bedtimes postponed in favor of firefly-chasing, but back-to-school season is already in full swing. And, any way you slice it, it’s going to be expensive! Between new backpacks, textbooks, a long list of supplies and a fresh autumn wardrobe, most parents are looking at a bill of close to $700 for

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