How Should I Fund My Holiday Shopping?

How Should I Fund My Holiday Shopping?

Q: I’ve made my gift list and I’m checking it twice. But, I’m getting a bit panicky just thinking about how I’m going to pay for all this stuff! What’s the best way to get me through this expensive season? 


A: Relax! You can keep your budget and your sanity, too! You can do it without having to dip into your

10 Restaurant Hacks

10 Restaurant Hacks

Americans love eating out. According to the USDA’s food expenditure data, millennials spend more than 44% of their food budget on this meal option. In addition, other data proves that Americans spend a lot more on restaurants and bars ($54.86 billion) than they do on their groceries ($52.5 billion).

We Americans really like our restaurants! Who can say no to delicious food that’s served and

Why Do I Spend So Much When Shopping Online?

Why Do I Spend So Much When Shopping Online?

Q: I’m really trying to stick to a budget this holiday season, and I’m doing most of my shopping online. It should be easy to stay on track, so why am I constantly going over budget?  

 

A: Both online and in-store shopping can tempt you to overspend, but the internet is

8 Reasons To Create A Monthly Budget

8 Reasons To Create A Monthly Budget

Not sure what you’ll gain by budgeting? Here’s a list of the benefits.

  • You’ll spend less.
  • You’ll have more freedom by knowing exactly how much you have to spend.
  • You won’t neglect any fixed expenses because you’ll have money set aside for them.
  • You’ll skip more impulse purchases.
  • You’ll have more money to put into savings when this

Back-To-School Shopping Hacks

Back-To-School Shopping Hacks

You may be deep into your summer routine of lazy afternoons at the beach, family day trips and bedtimes postponed in favor of firefly-chasing, but back-to-school season is already in full swing. And, any way you slice it, it’s going to be expensive! Between new backpacks, textbooks, a long list of supplies and a fresh autumn wardrobe, most parents are looking at a bill of close to $700 for

8 Steps To An Energy Smart Home

Category: Budgeting