Q&A: Why Are Prices So High Now?

Q&A: Why Are Prices So High Now?

Q: I’m trying to heal financially as life returns to pre-pandemic norms, but the rising cost of many commodities, like groceries and gasoline, is making a financial rebound a challenge. Why are prices skyrocketing right now?


A: The jump in prices of many goods is proving to be a formidable

Tags: Budget, gasoline, gas, prices, cause

2021 Diamond Valley Federal Credit Union Scholarship Winners!

2021 Diamond Valley Federal Credit Union Scholarship Winners!

Every year we select 7 outstanding high school seniors to receive a $1000 scholarship to help cover their college tuition. We are very proud to announce this year's recipients.

Category: Credit Union News
Tags: scholarship, winners, 2021

What Do I Need to Know About the Advance Child Tax Credit Payments?

What Do I Need to Know About the Advance Child Tax Credit Payments?

Q: I’ve heard that the IRS will start making advance payments toward the Child Tax Credit of 2021 this summer. What do I need to know about these payments?

A: The advance payments of the Child Tax Credits of

Tags: Taxes, IRS, child care tax credit, stimulus

College Degree Scams

College Degree Scams

For many young adults, obtaining a college degree in their desired field is the key to a secure financial future. Unfortunately, though, scammers are exploiting this essential rite of passage by offering fake diplomas and bogus degree programs to the unsuspecting college-bound crowd. Here’s what you need to know about college degree scams.

 

How
Tags: College, degree, scams, graduation

Six Reasons to Switch to eStatements

Six Reasons to Switch to eStatements

Are you constantly dealing with a barrage of junk mail that clogs up your mailbox? Drowning in papers needing sifted through? Are you always afraid to throw out any paper from your financial institution, fearful that you’ll be throwing sensitive material into the trash and making it an easy steal for would-be scammers?

If

Tags: electronic statements, estatements, declutter, statements

All You Need to Know About Vacation Club Accounts

All You Need to Know About Vacation Club Accounts

The days are getting longer and hotter, so that means summer will be here before you can say “flip-flops and sunscreen.” Summertime means week-long vacations, day trips and weekend getaways. All of those vacays can cost a pretty penny, though! How will you pay for your summertime expenses?
Lucky for you, as a member of Diamond

Tags: Savings, accounts, vacation, christmas club

Micro-Deposit Scams

It probably doesn’t surprise you to know that scammers are always coming up with creative ways to con people out of their money. Recently, there’s been an uptick in an old scam in which crooks reach out to targets and try to gain access to their accounts through micro-deposits. Unfortunately, too many people have already fallen for this scam, and we don’t want our members getting caught in the trap. To that end,

Tags: scam, micro-transaction, alert

5 Steps to Take Before Making a Large Purchase

Have you been bitten by the gotta-have-it bug? It could be a Peloton bike that’s caught your eye, or maybe you want to spring for a new entertainment system, no matter the cost. Before you go ahead with the purchase, though, it’s a good idea to take a step back and follow the steps outlined here to be sure you’re making a decision you won’t ultimately regret.


Step 1: Wait it out


Often, a want can seem like

Tags: budgeting, purchase, large purchase

When Should I Do It Myself and When Should I Leave it to the Pros?

When Should I Do It Myself and When Should I Leave it to the Pros?

Q: Which home improvement projects can I tackle myself, and which should I leave to the pros?


A: In today’s world, when you can look up how to do practically any project online, it’s tempting to want to

Tags: home improvement, Professional, do it yourself, repair, renovations, diy

Essential Tools for Every New Homeowner

Essential Tools for Every New Homeowner

As a new homeowner, you likely have a long list of items you need or want to purchase for your new digs. From welcome mats to plungers and wall hangings, there’s lots to buy in the first weeks after moving day. As you browse through window treatments and home decor, don’t forget to stock up on the basic tools every new homeowner needs.
A well-stocked

Tags: diy, do it yourself, home, homeowner, tools, toolbox

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