What Changes Are Taking Place for Retirement Plans in 2024?

What Changes Are Taking Place for Retirement Plans in 2024?

Q:  What kind of changes can I expect for my retirement accounts and plans in 2024?

A: There are several changes taking place for retirement plans in 2024 and it’s wise to keep up with these

Retirement Primer: All You Need to Know About Roth IRAs

Retirement Primer: All You Need to Know About Roth IRAs

A Roth IRA is a popular alternative to the traditional IRA. With a few small but significant changes to its structure, the Roth IRA offers account holders a uniquely powerful tool for retirement savings. Here’s what you need to know about Roth IRAs and how to manage

I’m Barely Making it Through the Month. Do I Still Need to Save?

I’m Barely Making it Through the Month. Do I Still Need to Save?

Q: I’m in a bad financial place now, and I sometimes run out of money before the end of the month. Can I neglect my savings until my finances improve?

A: For many individuals who are

How to Play the Retail Game and Get the Biggest Bang for Your Buck

How to Play the Retail Game and Get the Biggest Bang for Your Buck

No one wants to pay full price if there are discounts to be had. But with every retailer having their own trick and the sale calendar changing faster than the seasons, how can you keep up? Lucky for you, we’ve got the 411 on how to save on all your

Savings Strategies for the New Year

Savings Strategies for the New Year

It’s a new year, and it’s a wonderful opportunity to increase your savings. Fortunately, as a member of Diamond Valley, you have so many fabulous ways to save! Let’s take a look at some of the ways you can save so you can make wise decisions about your savings goals and strategies this year.

Savings account

A savings (aka “share

Supercharge Your Savings: End-of-Summer Saving Tips

Supercharge Your Savings: End-of-Summer Saving Tips

As summer slowly starts winding down, it’s a great time to reflect on your financial goals and implement strategies to boost your savings. Whether you’re saving for a vacation, preparing for upcoming expenses or building a nest egg, implementing smart strategies before summer fades away can set you up for financial success

The Importance of Saving for a Rainy Day

The Importance of Saving for a Rainy Day

When life is comfortable and things are going well, it’s hard to think about experiencing harder times. But failing to plan for stormier days can have a devastating impact on your financial health. Life is full of surprises, and some of them can be expensive. Whether it’s a medical emergency, job loss, car repairs or any other unforeseen event,

Why Your Child Should Have A Savings Account

Why Your Child Should Have A Savings Account

Kids these days are growing up with more access to financial products than ever before. From debit cards to mobile apps and specialty accounts, they have so many options when it comes to managing their money. In honor of Youth Month, let’s take a look at why it can be a good idea to open a savings account for your child. 

Saving At Any Age - America Saves Week 2023

Saving At Any Age - America Saves Week 2023

Saving is a lifelong skill and habit. You’re never too young to start learning and implementing positive savings behaviors. You’re also never too old to make positive changes, break cycles, and chart a different path when it comes to your finances.

Because there are a lot of emotions tied to finances, creating a positive mindset and

Paying Down Debt IS Saving - America Saves Week 2023

Paying Down Debt IS Saving - America Saves Week 2023

It’s Day Four of America Saves Week and today’s focus centers around reducing debt.

Do you consider paying down your debt as saving? You should! There are many natural benefits of reducing your debt, including increasing your credit score, saving money on interest and fees, and gaining more disposable or

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