Q: I’ve heard that I should be checking my credit report regularly to ensure my ongoing financial wellness. What is a credit report and how do I read mine?
A: Your credit report plays a crucial role in measuring your financial health and the outcome of many related opportunities. Whether you’re
As 2021 draws to a close and we prepare to usher in 2022, take a moment to go through this year-end financial checklist for ensuring your finances are in order before the start of the New Year.
Is your monthly budget still working well for you? Are you
An excellent credit score is the ultimate goal of the financially responsible consumer. Those three magic digits tell a story of accountability, good financial sense, and the ability to spend mindfully. A great credit score also unlocks doors for large, affordable loans; employment opportunities, and more.
Its significance notwithstanding, achieving and
When was the last time a financial institution asked you “What are your financial goals?” When you get a ValueCheck at Diamond Valley, this is one of the first questions we ask. ValueCheck is a program where “Our Focus Is Your Future” is more than just a tag line for our Credit Union.
When you come in for
If you follow the news, you’ll note that there seems to be another major data breach monopolizing headlines every week. The details vary, but in each breach, thousands, millions or even billions of victims’ sensitive information is compromised, and they’re now vulnerable to identity theft unless they take immediate action.
Here at Diamond Valley, your
Quick-what’s your credit score?
As a financially responsible individual, you should be checking your credit on a regular basis. You can do this by signing up for free credit monitoring on a reputable website like
The importance of maintaining a good credit score is old news. As you likely know, the higher your score, the more attractive you will be to potential lenders, making larger loans and the best interest rates more accessible.
Hopefully, you’re working hard at keeping that score high by using
