Can I Trust Credit Karma?

Can I Trust Credit Karma?

Q: I’m trying to increase my credit score ahead of applying for a large loan, so I’m considering signing up for Credit Karma to track my score. How accurate are the credit scores it shares? Is there anything I need to be aware of before signing up for this service?


A:

Do My Monthly Bill Payments Affect My Credit Score?

Do My Monthly Bill Payments Affect My Credit Score?

Q: I’m working on improving my credit score, so I’m being extra careful about paying my bills on time. But, since I don’t see these payments reflected in my score, I’m wondering: Do my monthly payments, like utility bills, count toward my credit score? 

A: It’s

4 Steps To Credit Repair

Consumers are sometimes faced with taking steps to repair tarnished credit. Here are four steps to help make that happen.

Step #1: Determine your score – You’re entitled to an annual credit report from each of the three major credit reporting agencies. Order yours at 

How Many Credit Cards Should I Own?

How Many Credit Cards Should I Own?
How Many Credit Cards Should I Own?

The importance of maintaining a good credit score is old news. As you likely know, the higher your score, the more attractive you will be to potential lenders, making larger loans and the best interest rates more accessible. 

Hopefully, you’re working hard at keeping that score high by using

Category: Financial Wellness

The Do's And Don'ts Of Credit Repair

The Do's And Don'ts Of Credit Repair
The Do's And Don'ts Of Credit Repair

If you’ve recently been rejected from a credit application of any kind, you may be looking at a poor credit score for any number of reasons. You might have been late with your credit card payments, have an outstanding judgment against you or have even been frauded or

Category: Financial Wellness