In today’s digital age, protecting your financial information from identity theft is more crucial than ever. One powerful tool for safeguarding your credit is a credit freeze, but many people are unsure what it entails or when to use it. Let’s take a closer look at credit freezes, how they work and when and how to implement
Q: I’ve heard that I should be checking my credit report regularly to ensure my ongoing financial wellness. What is a credit report and how do I read mine?
A: Your credit report plays a crucial role in measuring your financial health and the outcome of many related opportunities. Whether you’re
Everyone wants a great credit score. An excellent score is the key to getting approved for low-rate auto loans, mortgages and more. But a credit score can sometimes need a little help. The numbers might need some minor tweaking, or they might actually be in troubling territory. Just one missed credit card payment can
Your credit score is a crucial part of your financial health. The three little numbers measure the capacity of your credit, the proficiency of your money management and your fiscal responsibility. An excellent credit score can open the door to large loans with better interest rates, as well as employment opportunities and
Q: With inflation soaring, I want to spend my money in the best way possible. When paying for various every day and occasional purchases, should I be using cash, credit, or debit?
A: There’s a time and place for everything. Some purchases should be paid for with cash, some
High debt can be a beast, taking huge bites out of a household or personal budget and destroying any chance of financial wellness. To make matters worse, being in high debt can mean being stuck in a desperate cycle that never ends, as payback is often accompanied by high interest rates that make it nearly impossible to get ahead. Unfortunately, scammers know
An excellent credit score is the ultimate goal of the financially responsible consumer. Those three magic digits tell a story of accountability, good financial sense, and the ability to spend mindfully. A great credit score also unlocks doors for large, affordable loans; employment opportunities, and more.
Its significance notwithstanding, achieving and
You and debt are so over. You’ve just about had it with those endless piles of credit card bills and those hideous numbers that never seem to get any lower. It’s time to kiss that debt goodbye!
Getting rid of high debt will take hard work, willpower and the determination to see it through until the end, but it is doable. Here, we’ve outlined six steps to help you start crushing debt
National Credit Education month is 31 days when Americans are urged to take another look at their finances. This can be done by reviewing your credit report, paying off debt, or putting money in a savings account. The most important part of this month is taking a look at your credit and
We’ve all been there. Maybe it’s that I-gotta-have-it urge that overtakes us when we see a pair of designer jeans. Maybe it’s that shrug as we reach for the $6 cup of overrated coffee that says “I deserve this.” Or maybe it’s that helpless feeling as the end of the month draws near and we realize we’ve outspent
