12 Steps to Financial Wellness-Step 5: Practice Mindful Spending

12 Steps to Financial Wellness-Step 5: Practice Mindful Spending

Creating a budget and deciding to stick to it is easy; it’s actually carrying through on your plan that’s the hard part. For too many people, financial responsibility ends at having good intentions and real life gets in the way of all well-laid plans. A large part of the discrepancy between what

12 Steps to Financial Wellness-Step 4: Have the Money Talk with Your Partner

12 Steps to Financial Wellness-Step 4: Have the Money Talk with Your Partner

You’ve tracked your spending, created a budget, worked on ridding yourself of debt, and are well on your way to a financially secure life. Now you’re ready for step four, in which you’ll have the money talk with your partner.

Talking finances with your partner may not be

12 Steps to Financial Wellness - Step 3: Pay Down Debt

Step 3: Pay Down Debt

You’ve tracked your spending, designed a budget for your monthly expenses, and you’re well on your way to financial wellness. In this next step, you’ll create a plan

12 Steps to Financial Wellness - Step 2: Creating a Budget

Step 2: Creating a Budget

Are you ready to join us on a journey toward financial wellness? Each month, Diamond Valley will focus on one step of a journey of financial wellness. We’ll tackle the topic in detail and help you learn all you need to know about this step. Follow along, and at the end of the year, you’ll have mastered the tools for a life of financial wellness.


12 Steps to Financial Wellness-Step 1: How to Track Your Spending

12 Steps to Financial Wellness-Step 1: How to Track Your Spending

Are you ready to join us on a journey toward financial wellness?
Each month, Diamond Valley will focus on one step of a journey of financial wellness. We’ll tackle the topic in detail and help you learn all you need to know about this step. Follow along, and at the end of the year, you’ll have

New Year, New Money Habits: How to Stick With It in 2022

New Year, New Money Habits: How to Stick With It in 2022

If you’re like most people, you start each year with a list of resolutions to help you improve various aspects of your life. The list may include resolutions to help you become more physically fit, further your career growth and improve your personal relationships. Another category of resolutions you may

All You Need to Know About Checking Accounts

All You Need to Know About Checking Accounts

The most obvious things in life are often overlooked, and your checking account is just one of them. Most people hardly give a thought to this important account and how to best manage it effectively. We’re here to change that.

Here’s all you need to know about checking accounts:

What is a checking account?

Your

5 Reasons We Overspend (and How to Overcome Them)

5 Reasons We Overspend (and How to Overcome Them)

We’ve all been there. Maybe it’s that I-gotta-have-it urge that overtakes us when we see a pair of designer jeans. Maybe it’s that shrug as we reach for the $6 cup of overrated coffee that says “I deserve this.” Or maybe it’s that helpless feeling as the end of the month draws near and we realize we’ve outspent

The Importance of Being Financially Fit

The Importance of Being Financially Fit

Are you ready to stretch those financial fitness muscles? We hope so, because it’s time to get financially fit!


Being financially fit means living a life of complete financial responsibility. The Center for Financial Services Innovation (CFSI), also known as the Financial Health Network, defines four basic

Why Choose A Credit Union?

Why Choose A Credit Union
Why Choose A Credit Union?

Q: I love my credit union, but I also have a checking account at a bank. Should I move that account to a credit union?


A: You’re not alone. Many Americans are dissatisfied with their banks.

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