Paying Down Debt IS Saving - America Saves Week 2023

Paying Down Debt IS Saving - America Saves Week 2023

It’s Day Four of America Saves Week and today’s focus centers around reducing debt.

Do you consider paying down your debt as saving? You should! There are many natural benefits of reducing your debt, including increasing your credit score, saving money on interest and fees, and gaining more disposable or

Saving for Major Milestones - America Saves Week 2023

Saving for Major Milestones - America Saves Week 2023

A common question when it comes to saving… How do you save for so many things at once?

One of the most overwhelming parts of saving for everyday Americans is balancing saving for so many competing priorities. Not only do you need to save for short-term emergencies and opportunities, but also for future and

Saving for the Unexpected - America Saves Week 2023

Saving for the Unexpected - America Saves Week 2023

Day Two of America Saves Week focuses on saving for the unexpected. Having short-term savings is essential to overall financial stability and boosts your financial confidence.

What is short-term savings? Having savings set aside for those unexpected emergencies and opportunities that arise.

Saving Automatically - America Saves Week 2023

Saving Automatically - America Saves Week 2023

It’s America Saves Week! Each year we encourage our community to dedicate this week to pause and do a financial check-in, and this year is no different. Join us this week to get a clear view of your finances, set your financial goals, and make a plan to achieve them.

Participating in the week will set you on the path

What to Buy and What to Skip in December

What to Buy and What to Skip in December

December blows in at the peak of the holiday shopping frenzy, and then it tiptoes out with the end of the year and post-holiday calm. Black Friday deals are long over, and there are no major shopping holidays this month, but you can still find a fabulous deal before and after the holidays. So, whether you’re finishing up your holiday

Should I Keep Cash at Home?

Should I Keep Cash at Home?

Q: I’ve been seeing posts all over social media about keeping cash at home during times of rapid inflation. Is this a recommended practice?

A: Keeping large amounts of cash in envelopes, kitchen drawers or stuffed under the mattress is not recommended during times of inflation – or at any

12 Steps to Financial Wellness - Step 7: How to Pay Yourself First

12 Steps to Financial Wellness - Step 7: How to Pay Yourself First

Now that you’re managing your money well and you’ve even learned to share the gifts you’ve been given, it’s time to start perfecting the art of saving.

“Pay yourself first” is a catchphrase that means prioritizing your personal savings above other expenses. Savings should not be an

Should I Buy an Electric Car?

Should I Buy an Electric Car?

Q: With gas prices soaring and expected to continue climbing into the foreseeable future, I’m wondering if this is a good time to consider purchasing an electric car. Should I buy an electric vehicle now?

A: Thousands of drivers are grappling with this question as gas prices peak. While an

The Grad Gift Guide

The Grad Gift Guide

Your soon-to-be grad has worked super-hard to reach this momentous occasion and to have their diploma in hand. Celebrate with your grad and show them how proud you are of their hard work and dedication with these low-cost, but awesome, gifts!

1. ID lanyard

Make it easy for your grad to carry their ID and wallet around campus or the workplace. Super-cute

How to Celebrate Memorial Day on a Budget

How to Celebrate Memorial Day on a Budget

Celebrating Memorial Day can cost a pretty penny, but there’s no need to spend lavishly to have an epic holiday weekend. Here’s how to celebrate Memorial Day on a budget.

1. Hit the beach

Get out to the shore at the first opportunity! The beach can provide hours of relaxation and fun for the entire family at little or no

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