Micro-Deposit Scams

It probably doesn’t surprise you to know that scammers are always coming up with creative ways to con people out of their money. Recently, there’s been an uptick in an old scam in which crooks reach out to targets and try to gain access to their accounts through micro-deposits. Unfortunately, too many people have already fallen for this scam, and we don’t want our members getting caught in the trap. To that end,

Tags: scam, micro-transaction, alert

5 Steps to Take Before Making a Large Purchase

Have you been bitten by the gotta-have-it bug? It could be a Peloton bike that’s caught your eye, or maybe you want to spring for a new entertainment system, no matter the cost. Before you go ahead with the purchase, though, it’s a good idea to take a step back and follow the steps outlined here to be sure you’re making a decision you won’t ultimately regret.


Step 1: Wait it out


Often, a want can seem like

Tags: budgeting, purchase, large purchase

When Should I Do It Myself and When Should I Leave it to the Pros?

When Should I Do It Myself and When Should I Leave it to the Pros?

Q: Which home improvement projects can I tackle myself, and which should I leave to the pros?


A: In today’s world, when you can look up how to do practically any project online, it’s tempting to want to

Tags: home improvement, Professional, do it yourself, repair, renovations, diy

Essential Tools for Every New Homeowner

Essential Tools for Every New Homeowner

As a new homeowner, you likely have a long list of items you need or want to purchase for your new digs. From welcome mats to plungers and wall hangings, there’s lots to buy in the first weeks after moving day. As you browse through window treatments and home decor, don’t forget to stock up on the basic tools every new homeowner needs.
A well-stocked

Tags: diy, do it yourself, home, homeowner, tools, toolbox

Navigating the Current Auto Loan Market

Navigating the Current Auto Loan Market

If you’re in the market for a new set of wheels, get ready to experience sticker shock. Prices on new and used cars have soared since the beginning of 2020, and experts aren’t expecting them to fall anytime soon. Here’s what you need to know about the current auto loan market and how to navigate it successfully.


Why are
Tags: pandemic, Auto, loans, vehicle, auto loan, new, used

Lawn-Care Scams Sprout up in Spring

Lawn-Care Scams Sprout up in Spring

Spring is here, and the buds are sprouting like mushrooms after rain. Unfortunately, so are the scams. The Better Business Bureau (BBB) is warning of an uptick in lawn-care scams, which can be difficult to spot. Here’s what you need to know about these scams and how to play it safe.


How the scam plays out


A lawn-care scam can be

Tags: landscaping, scams, yard work, lawn care

How Does Financial POA Work?

How Does Financial POA Work?

Q: What is a financial power of attorney and how does it work?

A: A financial power of attorney (POA) is a legal document that grants a designated agent the authority to act on behalf of the principal agent in financial matters. The designated agent is often referred to as the attorney-in-fact and the

Tags: power of attorney, poa, finances

Timeline of A Home Purchase

Timeline of A Home Purchase
  1. Get pre-approved. This will prove you’re a serious buyer and give you a leg up on bidding wars.
  2. Choose a real estate agent. Ask for referrals before signing a contract.
  3. Start your search. You can start online at sites like Zillow or Redfin.
  4. Make an offer on a home. Offer lower than the asking price, but keep your offer
Tags: mortgage, home buying, home

What is Credit Card Interest and How Does it Affect Me?

What is Credit Card Interest and How Does it Affect Me?

Getting your first credit card is super-exciting. That small piece of plastic is a gateway to adulthood, and when used responsibly, it can be your first concrete step toward establishing sound financial habits to last a lifetime. Unfortunately, though, many teenagers and young adults don’t know enough about

Tags: credit cards, interest, budgeting

April is Youth Credit Union Month!

April is Youth Credit Union Month. Teach your kids the value of savings with Divy's Savings Account at Diamond Valley!

Every April, National Credit Union Youth Month serves to encourage kids to develop healthy saving habits by making savings fun and exciting.

Category: Credit Union News
Tags: youth savings, youth account, divy, April, Youth Credit Union Month

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