What Changes Are Taking Place for Retirement Plans in 2024?

What Changes Are Taking Place for Retirement Plans in 2024?

Q:  What kind of changes can I expect for my retirement accounts and plans in 2024?

A: There are several changes taking place for retirement plans in 2024 and it’s wise to keep up with these

Tags: retirement, Planning, income, Savings, 401k, 529, contributions, Changes, 2024

All You Need to Know About Spoofing Scams

All You Need to Know About Spoofing Scams

Scammers have been at their game since time immemorial, but modern technology has weaponized them in new and dangerous ways. In particular, spoofing has become more sophisticated and difficult to spot. Let’s take a look at spoofing, how it works and red flags that can alert you to a possible spoofing scam 

What is spoofing? 
Tags: Spoofing, internet, digital safety, financial education, tips

Best Times to Buy: Matresses

Best Times to Buy: Mattresses

Are you feeling exhausted after another night spent tossing and turning while searching for that perfect spot on your mattress? Back aching from sleeping on a mattress that has long since passed its prime? If this sounds familiar, you may be in the market for a new mattress. But who wants to blow big bucks on a purchase when they don’t have to?

We

Tags: Best Time To Buy 2024, furniture, buying, mattress, saving money, bargains

Does Marriage Make Me Responsible for My Partner’s Debt?

Does Marriage Make Me Responsible for My Partner’s Debt?

Q: I’m newly married and just found out my partner has brought substantial debt into the marriage. Am I responsible for this debt?

A: Debt liability is a loaded topic with no easy outs. Your own liability for

Tags: debt, marriage, responsibility, tips

Retirement Primer: All You Need to Know About Roth IRAs

Retirement Primer: All You Need to Know About Roth IRAs

A Roth IRA is a popular alternative to the traditional IRA. With a few small but significant changes to its structure, the Roth IRA offers account holders a uniquely powerful tool for retirement savings. Here’s what you need to know about Roth IRAs and how to manage

Tags: retirement primer 2024, roth ira, Savings, retirement

I’m Barely Making it Through the Month. Do I Still Need to Save?

I’m Barely Making it Through the Month. Do I Still Need to Save?

Q: I’m in a bad financial place now, and I sometimes run out of money before the end of the month. Can I neglect my savings until my finances improve?

A: For many individuals who are

Tags: Savings, Budget, income, tips

Best Times to Buy: Homes

Best Times to Buy: Homes

Your home will likely be the most expensive item you’ll ever buy. Consequently, it is of utmost importance that you time your purchase right and learn the best time of year to buy a home. Of course, aside from the season, market conditions – like mortgage rates and the general state of the economy – will significantly impact the price of your new home as well. There is also no

Tags: real estate, home, Best Times to Buy 2024

Practical Budgeting Made Easy

Practical Budgeting Made Easy

If you’d love to live with a budget, but you don’t have the time or energy to learn how to create and manage a complicated spending plan, we can help! Similarly, if you’ve budgeted in the past but have fallen out of the habit and would love to jump back into life with a budget again, you may find this super-helpful.

With the right tools and information,

Tags: budgeting, spending, tips

8 Financially Responsible Ways to Use Your Tax Refund

8 Financially Responsible Ways to Use Your Tax Refund

It’s tax refund season! How are you going to be spending the pile of cash from Uncle Sam? 

Of course, you can use some of your tax refund to indulge responsibly. If you’ve been wanting to buy yourself a new something special for a while or to spend on an experience you generally

Tags: income taxes, Taxes, refund, tax time, suggestion

6 Ways to Tell if a Website is Safe

6 Ways to Tell if a Website is Safe

In today’s world, where we get our furniture, news and entertainment through the internet, staying safe online is paramount. The web is rife with scammers employing sophisticated tactics to get at your money and your information. Unwittingly visiting an unsafe website can lead to scammers installing malware in your device, which can include

Tags: website, internet, scam, tips

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