What to Buy and What to Skip in October

What to Buy and What to Skip in October

The holidays are inching closer, but that big shopping frenzy hasn’t quite started yet. There are no big shopping holidays this month either, but you can still pick up a scary-good deal in October. Here’s what to buy, and what to skip this month.

Buy: Jeans

The September sales on jeans will get better in October. Retailers need to

Tags: October, shopping, retail, deals, saving money

12 Steps to Financial Wellness - Step 9: Build and Maintain an Excellent Credit Score

Step 9: Build and Maintain an Excellent Credit Score

Your credit score is a crucial part of your financial health. The three little numbers measure the capacity of your credit, the proficiency of your money management and your fiscal responsibility. An excellent credit score can open the door to large loans with better interest rates, as well as employment opportunities and

Tags: financial wellness, 12 Steps to Financial Wellness 2022, credit, credit score, Credit Builder

Don’t Get Caught in an Auto Warranty Scam

Don’t Get Caught in an Auto Warranty Scam

If you drive a car and own a phone, you’ve likely been targeted by this scam once or twice – or maybe even a thousand times. It’s the scam that tips the scale on robocalls and takes them from “mild inconvenience” to “royal pain in the neck”. But auto warranty scams are more than just a hopeless nuisance – they can spell financial disaster to

Tags: Auto, vehicle, warranty, scam, robocalls, spam

My House Skyrocketed in Value. Now What?

My House Skyrocketed in Value. Now What?

Q: The value of my house has shot up a lot in recent months. What steps should I take now?

A: The flaming real estate market means homes are rising in value at a meteoric rate. In fact, in some areas of the country, properties have doubled in value over the last two

Tags: mortgage, home, home value, real estate, refinance, HELOC, Home Equity Loan, home equity line of credit

6 Ways to Pay Less at the Pump

6 Ways to Pay Less at the Pump

Just when you think they can’t possibly jump any higher, gas prices start rising again. They’ve long passed the $5 mark in much of the country, and in some areas they’ve even gone beyond $6 a gallon. This means it’ll cost the average American close to $100 just to fill a 16-gallon tank. With prices peaking on so many other goods, the pain at the pump is real.

Tags: saving money, gas, gasoline, fuel, automobile, vehicle, car, tips, saving

The Benefits of Getting a Loan for Your Manufactured or Mobile Home Through a Credit Union

The Benefits of Getting a Loan for Your Manufactured or Mobile Home Through a Credit Union

In today’s sizzling housing market, purchasing a manufactured or mobile home can be a great way to find an affordable place to call home. However, you’ll likely need a way to fund this sizable purchase. Although smaller than a typical home loan,

Tags: mortgage, home loan, manufactured home, mobile home, benefit

Beware of Digital Kidnapping

Beware of Digital Kidnapping

Most parents warn their kids against taking candy or accepting a ride from a stranger, but there’s a digital equivalent to conventional kidnapping that is unknown to many people. Digital kidnapping happens when a crook takes control of a target’s social media profiles and holds them until a ransom is paid. It can also involve “kidnapping” photos that are posted on

Tags: identity protection, online, scam, alert, digital kidnapping

Financial Lessons You Can Learn from Fantasy Football

Financial Lessons You Can Learn from Fantasy Football

As summer winds down with autumn creeping closer, it’s time to start thinking fantasy football! Drafting the best team and guiding them toward the championship takes knowledge, dedication, skill and real talent. Do you have what it takes to be a fantasy football champ?

Whether you do or do not, know that fantasy

Tags: financial wellness, investing, football, fantasy football

Cash, Credit or Debit–How Should I Pay?

Cash, Credit or Debit–How Should I Pay?

Q: With inflation soaring, I want to spend my money in the best way possible. When paying for various every day and occasional purchases, should I be using cash, credit, or debit?

A: There’s a time and place for everything. Some purchases should be paid for with cash, some

Tags: credit, debit, cash, buying, paying, choice, financial wellness

12 Steps to Financial Wellness - Step 8: Know When and How to Indulge

Step 8: Know When and How to Indulge

Now that you know how to spend mindfully, pay it forward, and regularly set aside money for savings, you’re ready to learn how to indulge in the occasional expensive treat–responsibly.

Many people equate financial health with a life of deprivation, but this is far from the truth. In fact, living a life of true financial wellness means being happy

Tags: financial wellness, charity, giveback, donation, 12 Steps to Financial Wellness 2022

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