High debt can be a beast, taking huge bites out of a household or personal budget and destroying any chance of financial wellness. To make matters worse, being in high debt can mean being stuck in a desperate cycle that never ends, as payback is often accompanied by high interest rates that make it nearly impossible to get ahead. Unfortunately, scammers know
Are you ready to join us on a journey toward financial wellness? Each month, Diamond Valley will focus on one step of a journey of financial wellness. We’ll tackle the topic in detail and help you learn all you need to know about this step. Follow along, and at the end of the year, you’ll have mastered the tools for a life of financial wellness.
Black History Month provides Americans across the country with the opportunity to celebrate the rich history and culture of the Black American people. As a financial cooperative built on the twin values of community and kindness, we anticipate using this month to study Black American history and culture as it relates to finances, banks, and
“We just didn’t talk about money.” That sentiment from Amy in the above video is similar and
heard far too often from Americans when asked about how their childhood prepared them for the financial responsibility of being an adult.
In the past, talking about money has largely been a taboo subject. What we can now
It’s Day Four of America Saves Week and today’s focus centers around reducing debt.
Do you consider paying down your debt as saving? You should! There are many natural benefits of reducing your debt, including increasing your credit score, saving money on interest and fees, and gaining more disposable or
We have a question for you…
Fast forward to one year into your retirement. What does life look like?
Do you live in the town you’re in now, or have you moved to a different location? Do you spend your days relaxing at home, working part time to keep busy, volunteering, or traveling?
Today is Save to Retire Day of
Day Two of America Saves Week encourages us to save for the unexpected. While saving for emergencies is always a much discussed topic in personal finances, here’s something that’s not as widely discussed: saving for opportunities.
If you are in the position to save, you’re not only saving for an
It’s America Saves Week! Each year we encourage our community to dedicate this week to pause and do a financial check-in, and this year is no different. Join us this week to get a clear view of your finances, set
It’s tax season, and while that may mean you’re drowning in forms and paperwork, for scammers it means millions of taxpayers they can potentially dupe out of refunds or scare into making irrational moves. Here’s what you need to know about tax return scams and how to avoid them.
