Q: I’m constantly getting offers for interest-free credit cards and I’m really tempted to sign up. Is this an advisable thing to do?
A: Interest-free credit cards, often referred to as 0% APR cards, can be highly attractive to consumers who are looking to improve
Q: I’ve heard that I should be checking my credit report regularly to ensure my ongoing financial wellness. What is a credit report and how do I read mine?
A: Your credit report plays a crucial role in measuring your financial health and the outcome of many related opportunities. Whether you’re
Purchasing a home may be the largest financial transaction you’ll make during your lifetime. Once the dust settles, and you’ve finished closing the sale, you’ll be the proud owner of a new home — and a mortgage payment into the foreseeable future.
Trying to understand your mortgage payment can be like trying to decode a secret language. What
It’s always a good time for a vacation, but it’s not always a good time for your wallet to take that vacation, or to book that flight and hotel stay. Lucky for you, there are specific times of year in which you can vacation for less, and a method to the madness of travel planning.
Here are the best times of year to vacation and when
Scams are constantly becoming increasingly sophisticated – and the Google Voice verification
scam is a perfect example. This scam can lead to significant inconvenience and potential identity theft. Here’s all you need to know about Google Voice verification scams and how to keep
Q: I often just can’t resist the urge to splurge when I see the latest deals showing up in my inbox. I am also prone to putting every retailer app on my phone so I can get all the deals and rewards. I’m starting to wonder if I am a shopaholic who’s addicted to retail therapy. What do you think?
A: In today’s
One-time passwords (OTPs) are a crucial security feature in our digital age by offering an extra layer of protection for online transactions and account logins. Unfortunately, though, scammers often try to hijack these codes for stealing sensitive information, money or both.
Here’s
Back-to-school season is here, and this year, the second-biggest shopping season of the year will be more expensive than ever. With inflation still at all-time highs, the supplies and gear you always buy may cost a lot more than you paid just a year or two ago.
No worries, though. There are still ways to trim your
It’s an awesome deal, but there’s just one catch: You need to pay a fee in advance. Before you go ahead and do so, though, take a step back and look at the transaction from every possible angle. An advance payment scam may have captivated you in its allure.
Let’s take a look at these scams, how they work and precautions you can take to keep yourself
IRA (Individual Retirement Account) works differently. In this unique retirement account, an unemployed individual, who has a wage-earning partner, is able to contribute to their retirement savings.
Here’s what you need to know about spousal IRAs, how they
