I’m Barely Making it Through the Month. Do I Still Need to Save?

I’m Barely Making it Through the Month. Do I Still Need to Save?

Q: I’m in a bad financial place now, and I sometimes run out of money before the end of the month. Can I neglect my savings until my finances improve?

A: For many individuals who are

Best Times to Buy: Homes

Best Times to Buy: Homes

Your home will likely be the most expensive item you’ll ever buy. Consequently, it is of utmost importance that you time your purchase right and learn the best time of year to buy a home. Of course, aside from the season, market conditions – like mortgage rates and the general state of the economy – will significantly impact the price of your new home as well. There is also no

Practical Budgeting Made Easy

Practical Budgeting Made Easy

If you’d love to live with a budget, but you don’t have the time or energy to learn how to create and manage a complicated spending plan, we can help! Similarly, if you’ve budgeted in the past but have fallen out of the habit and would love to jump back into life with a budget again, you may find this super-helpful.

With the right tools and information,

8 Financially Responsible Ways to Use Your Tax Refund

8 Financially Responsible Ways to Use Your Tax Refund

It’s tax refund season! How are you going to be spending the pile of cash from Uncle Sam? 

Of course, you can use some of your tax refund to indulge responsibly. If you’ve been wanting to buy yourself a new something special for a while or to spend on an experience you generally

6 Ways to Tell if a Website is Safe

6 Ways to Tell if a Website is Safe

In today’s world, where we get our furniture, news and entertainment through the internet, staying safe online is paramount. The web is rife with scammers employing sophisticated tactics to get at your money and your information. Unwittingly visiting an unsafe website can lead to scammers installing malware in your device, which can include

Retirement Primer: All You Need to Know About Traditional IRAs

The Retirement Primer: All You Need to Know About Traditional IRAs

As you plan for your retirement, you’ll likely consider opening and managing several kinds of retirement accounts. One of the most commonly used retirement accounts is a traditional IRA. Let’s take a look at this account, how it works and the

All You Need to Know About Tech Support Scams

All You Need to Know About Tech Support Scams

There’s little in life that’s more frustrating than a computer that refuses to do its job. You click and swipe, type and jab, but nothing is solving the issue. And then, like your own private miracle, a message appears on your screen. It says: “Technical difficulties? Click here for assistance.” 

How to Play the Retail Game and Get the Biggest Bang for Your Buck

How to Play the Retail Game and Get the Biggest Bang for Your Buck

No one wants to pay full price if there are discounts to be had. But with every retailer having their own trick and the sale calendar changing faster than the seasons, how can you keep up? Lucky for you, we’ve got the 411 on how to save on all your

What do I Need to Know about Credit Card Merchant Fees?

What do I Need to Know about Credit Card Merchant Fees?

Q: Why do retailers often charge an extra fee for customers paying with a credit card?

A: With cash becoming increasingly obsolete, more people are choosing to make their purchases with a credit card than ever

Best Times to Buy: Fitness Gear

Best Times to Buy: Fitness Gear

The new year is not so new anymore, and those resolutions to get yourself into shape are starting to get old. But don’t let them get stale just yet! Midwinter is actually a fantastic time to stock up on fitness gear at bargain prices. If you miss this season’s sales, you can pick up exercise equipment at a discount several other times a year.

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