The Anatomy of a Mortgage Payment

The Anatomy of a Mortgage Payment

Purchasing a home may be the largest financial transaction you’ll make during your lifetime. Once the dust settles, and you’ve finished closing the sale, you’ll be the proud owner of a new home — and a mortgage payment into the foreseeable future.

Trying to understand your mortgage payment can be like trying to decode a secret language. What

Best Times to Buy - Vacations

Best Times to Buy - Vacations

It’s always a good time for a vacation, but it’s not always a good time for your wallet to take that vacation, or to book that flight and hotel stay. Lucky for you, there are specific times of year in which you can vacation for less, and a method to the madness of travel planning. 

Here are the best times of year to vacation and when

How to Protect Yourself from Google Voice Verification Scams

How to Protect Yourself from Google Voice Verification Scams

Scams are constantly becoming increasingly sophisticated – and the Google Voice verification 

scam is a perfect example. This scam can lead to significant inconvenience and potential identity theft. Here’s all you need to know about Google Voice verification scams and how to keep

Am I a Shopaholic?

Am I a Shopaholic?

Q: I often just can’t resist the urge to splurge when I see the latest deals showing up in my inbox. I am also prone to putting every retailer app on my phone so I can get all the deals and rewards. I’m starting to wonder if I am a shopaholic who’s addicted to retail therapy. What do you think?  

A: In today’s

All You Need to Know About One-Time Password Scams

All You Need to Know About One-Time Password Scams

One-time passwords (OTPs) are a crucial security feature in our digital age by offering an extra layer of protection for online transactions and account logins. Unfortunately, though, scammers often try to hijack these codes for stealing sensitive information, money or both. 

Here’s

10 Back-to-School Hacks to Beat Inflation

10 Back-to-School Hacks to Beat Inflation

Back-to-school season is here, and this year, the second-biggest shopping season of the year will be more expensive than ever. With inflation still at all-time highs, the supplies and gear you always buy may cost a lot more than you paid just a year or two ago. 

No worries, though. There are still ways to trim your

Beware Advance Payment Scams!

Beware Advance Payment Scams!

It’s an awesome deal, but there’s just one catch: You need to pay a fee in advance. Before you go ahead and do so, though, take a step back and look at the transaction from every possible angle. An advance payment scam may have captivated you in its allure. 

Let’s take a look at these scams, how they work and precautions you can take to keep yourself

Retirement Primer: All You Need to Know About Spousal IRAs

Retirement Primer: All You Need to Know About Spousal IRAs

IRA (Individual Retirement Account) works differently. In this unique retirement account, an unemployed individual, who has a wage-earning partner, is able to contribute to their retirement savings. 

Here’s what you need to know about spousal IRAs, how they

All You Need to Know About Free Trial Scams

All You Need to Know About Free Trial Scams

It’s a new product — and you can try it out … absolutely free! 

Sounds amazing, right? Unfortunately, a free trial can be the gateway to a devastating scam. Here’s what you need to know about free trial scams and how to stay safe.

What are free trial scams?

Free trial scams typically involve a

Best Times to Buy-Headphones and Audio Gear

Best Times to Buy-Headphones and Audio Gear

If you’re the type of person who can never leave the house without your AirPods being at full charge, or you’re always looking for a new home sound system, you need to read this article. 

Yes, you can get audio gear from your favorite brands at a discount – as long as you know when to shop. Here’s when to buy

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