What do I Need to Know About Debt Consolidation?

What do I Need to Know About Debt Consolidation?

Q: I’m up to my ears in debt, and I’d love a way out. I’m strongly considering debt consolidation. What do I need to know before I move ahead?

 

A: Debt consolidation is the process of moving several (possibly) high-interest debts into a new loan or line

Simple Steps to Start Saving

Simple Steps to Start Saving

Everyone knows how important it is to regularly put money into savings, but research shows that 25% of Americans have no emergency savings at all.

Don’t let this be you! If you’re ready to start saving, but you don’t know where to begin, Diamond Valley can help. Here are seven simple steps that can get you on the fast track to building your nest

Save Money When Shopping Online

Save Money When Shopping Online

With tens of thousands of people still out of work and the economy still limping toward a recovery, wise spending remains important. And with huge parts of life still happening on your screen, for many, this means saving on online shopping.

Here are some tips for saving money when shopping online:

 

Wait on every purchase

Second Wave of Stimulus Checks Brings More Scams

Second Wave of Stimulus Checks Brings More Scams

The second wave of stimulus checks only started hitting checking accounts a few weeks ago, and the BBB  and the FTC are already warning of related scams.

According to the FTC, American taxpayers lost more than

Beware Coronavirus Vaccine Scams

Beware Coronavirus Vaccine Scams

After months of confusion and fear, there is finally a light at the end of the socially distanced tunnel: the FDA has approved two coronavirus vaccines. Detailed plans to distribute from pharmaceutical companies Pfizer and Moderna are already underway, with additional vaccines expected to gain FDA approval in 2021.


Unfortunately, whenever there’s

How to Celebrate Valentine’s Day on a Budget

How to Celebrate Valentine’s Day on a Budget

Love is in the air and the money is flowing like heart emojis. According to the National Retail Federation(link is external),

What Do I Need To Know About Today's Real Estate Market?

What Do I Need To Know About Today's Real Estate Market?

Q: The news from the real estate market can be confusing. What do I need to know as a buyer, a seller, or just an American citizen, about today’s real estate market?


A: Trends and stats in real estate are constantly changing, especially during the

All You Need to Know About Checking Accounts

All You Need to Know About Checking Accounts

The most obvious things in life are often overlooked, and your checking account is just one of them. Most people hardly give a thought to this important account and how to best manage it effectively. We’re here to change that.

Here’s all you need to know about checking accounts:

What is a checking account?

Your

5 Reasons We Overspend (and How to Overcome Them)

5 Reasons We Overspend (and How to Overcome Them)

We’ve all been there. Maybe it’s that I-gotta-have-it urge that overtakes us when we see a pair of designer jeans. Maybe it’s that shrug as we reach for the $6 cup of overrated coffee that says “I deserve this.” Or maybe it’s that helpless feeling as the end of the month draws near and we realize we’ve outspent

Don’t Get Caught in a Weight-Loss Scam!

Don’t Get Caught in a Weight-Loss Scam!

January is prime time to get into shape

This year in particular, many Americans are struggling to shed the “quarantine 15,” or the pounds packed on during all those months when life happened over Zoom and nobody saw what you were wearing below the waist. In fact, the snack company that brings us Oreo cookies and Ritz crackers

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