Which Purchases Should I Charge to My Credit Card?

Which Purchases Should I Charge to My Credit Card?

Q: I’m reevaluating my credit card use and wondering if I’m doing it right. Which purchases should I charge to my credit card?

A: Your credit score, which is the key to long-term loans at favorable rates, employment

Don’t Get Caught in a Utility Scam!

Don’t Get Caught in a Utility Scam!

Knock, knock! It’s your energy company here to tell you that your bill is past due–so your electricity will be shut off if you don’t pay up immediately! 

Sounds like a nightmare, right? Well, it’s about to get a lot worse: it’s a total scam. Pay the visitor who’s at your door, and you’ve just paid a scammer. 

Utility scams

Should I Pay my Utility Bills with a Credit Card?

Should I Pay my Utility Bills with a Credit Card?

Q: Is it a good idea to pay my utility bills with a credit card?

A: Like taxes and rush-hour traffic, paying bills is a necessary, albeit painful, part of life. The bills will show up in your mailbox or inbox month after month after month. As you pay

5 Bills You Can Skip or Delay Now

5 Bills You Can Skip or Delay Now
1. Memberships you can’t use now. 


Life has changed for the foreseeable future. Year-long memberships or season passes you might have thought you’d regularly use are pretty much worthless now. Cancel or pause your monthly membership at the gym and ask for a refund on season passes you may have purchased for a sports team or

Do My Monthly Bill Payments Affect My Credit Score?

Do My Monthly Bill Payments Affect My Credit Score?

Q: I’m working on improving my credit score, so I’m being extra careful about paying my bills on time. But, since I don’t see these payments reflected in my score, I’m wondering: Do my monthly payments, like utility bills, count toward my credit score? 

A: It’s