What’s the Best Way to Use a Home Equity Loan?

What’s the Best Way to Use a Home Equity Loan?

Q: With interest rates falling and home prices rising, it seems like a great time to tap into my home’s equity using a home equity loan. What’s the best way to use these funds?


A: A home equity loan, or a HEL, can be a fantastic way to

Tags: home equity, loans, HELOC, home, mortgage, Home Equity Loans

8 Ways to Spot a Counterfeit Bill

8 Ways to Spot a Counterfeit Bill

The COVID-19 pandemic has brought with it a wave of scams, with no signs of slowing down. These scams are also producing a surge of counterfeit bills into circulation. Using cutting-edge technology, scammers create bills that look just like the real thing to the untrained eye. Unfortunately, once counterfeit bills are passed, their new owner can become liable for

Tags: currency, cash, counterfeit

All You Need to Know About Selling Your Home During COVID-19.

All You Need to Know About Selling Your Home During COVID-19.

Selling a home is a move people generally plan years in advance, and 2020 was no different. For many homeowners, the hot real estate market of spring and summer of 2020 was going to be the season they put their homes up for sale. And then came the coronavirus — and the world

Tags: real estate, selling, home, mortgage, coronavirus, covid-19

Website Maintenance - Tuesday August 18th, 2020

Website Maintenance - Tuesday August 18th, 2020

On Tuesday August 18th, 2020, we will be performing maintenance on our website which will make it inaccesible for up to 24 hours.
Access to Online & Mobile banking will not be affected during this time.

To access Mobile Banking, be sure to download the DVFCU App!

Category: Credit Union News
Tags: website, maintenance, down, out, online banking, mobile banking

4 Back-to-School Apps for Parents and Students

4 Back-to-School Apps for Parents and Students

Whether your kids are heading back to school in person or they’re making sure their Zoom schedule is in order, it’s almost time for classes to start. We’ve got apps to help!

Tags: back to school, school, apps, smartphones, learning

IRS Reveals List of Dirty Dozen Tax Scams for 2020

IRS Reveals List of Dirty Dozen Tax Scams for 2020

Each year, the IRS publishes the “Dirty Dozen,” a list of tax scams most prevalent during that year’s tax season. This year, with COVID-19 pushing off the federal tax deadline to July 15, the IRS held off publishing the list until early July, and of course it’s loaded with COVID-19-related scams.

Tags: IRS, Taxes, scams, 2020, income taxes, refund

The Back to School Guide for These Unconventional Times

The Back to School Guide for These Unconventional Times

Back-to-school season is traditionally marked by a run on discounted pencils, overcrowded malls and lots of nail-biting nerves about new teachers. But this year, the back-to-school season is entirely different. Forget the crowds and a race to find the hottest-selling backpack. This year, it

Tags: back to school, school, covid-19, coronavirus, shopping, tips

The Beginner’s Guide to Filling Out a W-4

The Beginner’s Guide to Filling Out a W-4

It’s no secret that the IRS excels at making things complicated. And when you’re busy learning the ropes of a new job, trying to fill out a 4-page W-4 form can be a huge hassle. It’s not a good idea to rush through it, though, because a small mistake now can mean withholding too much or too little of your salary

Tags: IRS, Taxes, withholding, W-4, information

Your Complete Guide to Using Your Credit Cards

Your Complete Guide to Using Your Credit Cards

Q: I’d love to improve my credit score, but I can’t get ahead of my monthly payments. I also find that my spending gets out of control when I’m paying with plastic. How do I use my credit cards responsibly?


A: Using your credit cards responsibly is a great way

Tags: credit cards, interest, debt

COVID-19 is Causing A Coin Shortage

COVID-19 is Causing A Coin Shortage

The COVID-19 Global pandemic caused an initial panic leaving store shelves empty of face masks and toilet paper. Hand sanitizer, cleaning supplies, paper towels and meat followed quickly in what was fast becoming routine for life during COVID-19. And now, the latest commodity to run in short supply is coins.


Got change? Many

Tags: covid-19, coronavirus, change, shortage, coins

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