Mistakes First Time Home Buyers Make - Infographic

Mistakes First Time Home Buyers Make
1.) Not Knowing Your Housing Budget 

Figure out exactly how much you can afford to pay each month in shelter costs. 

Be sure to include:

  • Mortgage payments (including interest – and PMI if applicable)
  • Property tax
  • Homeowner’s insurance
  • Utilities
  • Maintenance costs
  • Homeowner association fees
Category: Home Ownership

Staying Safe Online

Staying Safe Online

With the average American spending 24 hours a week online, internet safety is more important than ever. A hacked or compromised computer can put you at risk for money loss, phishing scams or even complete identity theft.

It gets worse: If your computer’s security has been breached, it can be turned into a “middle man” for online theft. Criminals mayremotely control a computer with

Beware the Blackmailing Scam!

Beware the Blackmailing Scam!

Blackmail and extortion are some of the oldest tricks in the book—and for good reason: They work. When a criminal threatens to share potentially explosive information with everyone they know, the victim easily panics and is willing to pay any price to protect their privacy and their pride.

In a fresh twist on this age-old crime, scammers have taken to the internet. Online blackmail is

4 Home Improvement Projects with High Long-Term Return

4 Home Improvement Projects with High Long-Term Return

When you’re making improvements to your home, you’re not just making your life better in the short term. You’re also making an investment in your future. Ideally,  the increase in the value of your home will exceed the cost of the improvement.

However, it seldom works out like that. The most efficient home

Category: Financial Wellness

All You Need To Know About Buying A Used Car

All You Need To Know About Buying A Used Car

Buying a previously owned vehicle can also be a great way to save big on one of your most valuable possessions.

If you’re shopping for an amazing deal on wheels during the October car-shopping season, you want to be that buyer who drives home thrilled with their new car.

Follow the 9 steps below for a smoother ride!

Step 1: Work out a budget

How

Category: Financial Wellness

New Cars vs. Used Cars

New Cars Vs. Used Cars

Q: I need a new set of wheels and I’m wondering if it’s better to spring for a new vehicle or to go the cheaper route and buy a used vehicle. What do I need to know about each kind of purchase? 

A: Any decision surrounding a purchase as large as a car needs to be made with careful research and consideration. There are pros and cons on both

Category: Financial Wellness

Ways To Save On Food Costs

Ways To Save On Food Costs

With your mind so muddled with details like classes, exams and papers, who has time to think about food? You might be heading into the new semester with plans to subsist solely on convenience food and packaged junk. We’re looking at you, ramen noodles!

But as you’ll quickly discover, overdoing the processed foods will leave you feeling not quite full and not so nutritionally sound, either.

Parking Lot Work In September and October May Impact ATM Access At Branches

Parking Loat Resealing Taking Place In September and October At All DVFCU Branches

We will be resealing the parking lots at each of our branches soon! On the date listed below each location, the entire lot will be barricaded for 24 hours.

This will impact access to our ATMs at those locations. To find a fee-free

Category: Credit Union News

How To Create And Keep Strong Passwords

How To Create And Keep Strong Passwords

Your passwords are like the keys to your life. And when it seems like there’s another big security breach every week, you want to be absolutely sure your passwords are strong and safe. After all, with just a few keystrokes, a scammer can have full access to your personal information, financial accounts, social media pages and so much more. 

But creating those perfect

Beware of Remote Deposit Scams

Beware of Remote Deposit Scams

Remote deposit capture or mobile deposit is designed to allow you to conveniently make deposits to your checking, savings or money market accounts from a remote location by taking a picture of your checks and delivering the images to your credit union. While mobile deposit is convenient, it also presents an opportunity for scammers.

While there are several ways that criminals

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