Retirement Primer: All You Need to Know About Spousal IRAs

Retirement Primer: All You Need to Know About Spousal IRAs

IRA (Individual Retirement Account) works differently. In this unique retirement account, an unemployed individual, who has a wage-earning partner, is able to contribute to their retirement savings. 

Here’s what you need to know about spousal IRAs, how they

Tags: retirement primer 2024, investments, IRAs, spouse

Retirement Primer: All You Need to Know About 401(k)s

Retirement Primer: All You Need to Know About 401(k)s

In our fast-paced world, planning for retirement can take a backseat to immediate financial needs and desires. However, one of the most effective tools for ensuring a comfortable and secure retirement is a 401(k) plan. This employer-sponsored retirement savings plan offers numerous

Tags: Consumer Information

How to Report Fraud

How to Report Fraud

No one expects to be the victim of fraud, but the unthinkable sometimes happens. Scammers use all kinds of professional means to get money and information from their victims, even the most careful of marks. If you suspect, or have discovered, that you are a victim of fraud, it’s crucial to act quickly. The sooner you act, the less damage the fraud can wreak on your finances and personal life

Category: reporting, fraud, how to, tips, scams
Tags: Consumer Information

All You Need to Know About Free Trial Scams

All You Need to Know About Free Trial Scams

It’s a new product — and you can try it out … absolutely free! 

Sounds amazing, right? Unfortunately, a free trial can be the gateway to a devastating scam. Here’s what you need to know about free trial scams and how to stay safe.

What are free trial scams?

Free trial scams typically involve a

Tags: free trials, free, scam, warning

Best Times to Buy-Headphones and Audio Gear

Best Times to Buy-Headphones and Audio Gear

If you’re the type of person who can never leave the house without your AirPods being at full charge, or you’re always looking for a new home sound system, you need to read this article. 

Yes, you can get audio gear from your favorite brands at a discount – as long as you know when to shop. Here’s when to buy

Tags: Best Times to Buy 2024, shopping, headphones, audio, tips, Budget

7 Ways to Plan for a Budget-Friendly Summer

7 Ways to Plan for a Budget-Friendly Summer

Summer may be the most relaxed time of year for many, but it can also get super-expensive. Along with all that taking it easy, you may find yourself loosening up the reins on your monthly budget before you realize you’ve completely blown it. 

The good news is, it doesn’t have to be this way. With a bit of

Tags: summer, budgeting, ideas, fun

How Can I Save on Energy Costs This Summer?

How Can I Save on Energy Costs This Summer?

Q: Summer is here, and my energy bill is burning right through my budget! How can I save on energy costs this summer?

A: It’s hot out, but you can keep your cool with our energy-saving tips! Follow these hacks to save on energy costs this summer

Tags: energy, utilities, bills, cost, Budget, saving money

Summer Entertaining on a Budget

Summer Entertaining on a Budget

Summer is the perfect time to get together with family and friends to enjoy warm weather, delicious food and good company. But all that hosting can cost money in both expected and unexpected ways. Fortunately, you can have your party, and your budget, too. All it takes is some smart planning and effective budgeting. Here’s how to host the best gatherings

Tags: summer, entertaining, get together, party, saving money, Budget, ideas

Best Times to Buy Engagement Rings

Best Times to Buy Engagement Rings

If you’re planning to buy an engagement ring in the near or semi-near future, you likely know that these small treasures can cost a modest fortune. In fact, the average cost of an engagement ring in the United States currently runs around $5,500, with prices going up from there to tens of thousands of dollars. The price you pay for your fiance’s

Tags: wedding, marriage, engagement, engagement ring, Best Time To Buy 2024

Which Home Improvement Projects Can I Do Myself?

Which Home Improvement Projects Can I Do Myself?

Q: I’d love to fix up my home this summer, but I can’t afford to do a full-blown renovation. Are there any home improvement projects I can do myself?

A: Absolutely! With a bit of creativity, the right tools, instructions and the

Tags: home, repairs, do it yourself, projects, home improvement

Pages