How to Celebrate Thanksgiving on a Budget

How to Celebrate Thanksgiving on a Budget

It’s the season to give thanks—and to be horrified by your credit card bill. Along with the costs of food, decor and travel, there are so many other expenses to cover for Thanksgiving. But with a little planning and creativity, you can enjoy a festive holiday without breaking the bank. Here’s how to save on Thanksgiving costs

Tags: Thanksgiving, tips, ideas, saving money, budgeting

Q&A: How Can I Determine if a Debt Consolidation Service is Legitimate?

How Can I Determine if a Debt Consolidation Service is Legitimate?

Q: I’m looking for a way to consolidate my debt, and I’m worried about scams from illegitimate debt consolidation companies. How can I determine if a debt consolidation service is legitimate?

Tags: debt, consolidation, scams, tips, research, Financial Health

2025 Diamond Valley Scholarship - Now Accepting Applications!

Applications will be accepted until March 7th, 2025.

We are now accepting applications for the 2025 Diamond Valley Federal Credit Union Scholarship!

Type of Scholarship

Ten nonrenewable $1,000.00

Category: Credit Union News
Tags: 2025 Scholarship, scholarship, Application, information, eligibility

Don’t Get Caught In an Extended Warranty Scam

Don’t Get Caught In an Extended Warranty Scam

You’ve got a phone call, and there’s a helpful representative on the line. He wants to sell you a fabulous product you haven’t known you’ve been missing: an extended warranty on your car. Don’t sign up for anything just yet! You may be the target of an extended warranty scam. 

Here’s what you need to

Tags: automobile, warranty, extended warranty, vehicle, scam, warning

Anatomy of a Car Payment

Anatomy of a Car Payment

Getting around doesn’t come cheap these days. When you borrow money to purchase a car, you’ll be handed a set of keys — and a sizable monthly payment. It might have you wondering what the components of this payment are and how the payment is calculated. 

So many questions, and we’ve got answers! Here, we break down the parts of a car loan payment, explain how

Tags: vehicle, loan, payment, financing

Best Times to Buy: Appliances

Best Times to Buy: Appliances

There are so many household appliances you use on a regular basis, you might even be surprised if you were to count them all. From refrigerators to dishwashers to coffee makers and mini smiley face pancake makers – the list seems endless! Many of these appliances will routinely need replacing, and that can get expensive. Where can you find the room

Tags: Best Times to Buy 2024, home, appliances, tips, information

Halloween Costs Are Scaring Me. How Can I Save?

Halloween Costs Are Scaring Me. How Can I Save?

Q: Money is tight, so the thought of shopping for Halloween costumes and the party I’ll be hosting are scaring me silly. Is there any way I can save on Halloween costs, or am I doomed to send my budget down a deep, dark hole?

A: Halloween costs can be

Tags: saving money, budgeting, ideas, tips, Halloween

Beware Auto Repair Scams

Beware Auto Repair Scams

Unless you’re a mechanic yourself or a self-professed expert on cars, you likely don’t know that much about the inner workings of your car. This can make you vulnerable to falling for an auto repair scam, which can be challenging for the untrained eye to spot. 

Here’s what you need to know about auto repair scams, and how to keep yourself from falling victim.

Tags: car, vehicle, repair, maintenance, cost, scam, warning

Savings Accounts You Can Open for Your Kids

Savings Accounts You Can Open for Your Kids

Children enrich our lives in so many ways, but they sure don’t come cheap! Every parent knows that expenses related to child-rearing and caring start the moment the pregnancy test comes back positive (if not sooner) — and that they can seem never-ending. From providing your child with their basic needs, like food and

Tags: Savings, Children, kids, saving account, youth account

How Can I Decorate My Dorm Room on a Budget?

How Can I Decorate My Dorm Room on a Budget?

Q: I’d love to make my college dorm room look like home, but I’m on a tight budget. Is there any way I can have both my dream dorm room and my budget, too?

A: Yes, furnishing your college dorm room to reflect your personal style and taste within budget

Tags: College, dorm room, Budget, tips

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