Diamond Valley FCU Blog

MobiMoney is the only app for Diamond Valley members that gives them full

Credit Card Fraud In Fives

No one wants to be the victim of credit fraud. Aside from the stolen money you may never recover, victims of fraud can be faced with an enormous hassle. That hassle involves the closing of accounts, putting a fraud alert on your credit and a huge ding on your credit history, which can be difficult to fix. 

Why Does My Mortgage Lender Need So Much Information?

Q: I’m applying for a mortgage through my credit union and I’m a bit surprised at the amount of information they’re asking for to process my loan. Why do they need to know so much about me to grant me a home loan?

8 Reasons To Create A Monthly Budget

Not sure what you’ll gain by budgeting? Here’s a list of the benefits.

• You’ll spend less.
• You’ll have more freedom by knowing exactly how much you have to spend.
• You won’t neglect any fixed expenses because you’ll have money set aside for them.

6 Times A Bargain Is Not A Bargain

In the words of writer Franklin Jones, “A bargain is something you don’t need at a price you can’t resist.” And we couldn’t agree more. 

With the biggest spending season of the year looming ahead, it’s time to brush up on your shopping smarts. Don’t get caught springing for something you can’t

Mistakes First Time Home Buyers Make

1.) Not Knowing Your Housing Budget 

Figure out exactly how much you can afford to pay each month in shelter costs. 

Be sure to include:

• Mortgage payments (including interest – and PMI if applicable)
• Property tax

Staying Safe Online

With the average American spending 24 hours a week online, internet safety is more important than ever. A hacked or compromised computer can put you at risk for money loss, phishing scams or even complete identity theft.

It gets worse: If your computer’s security has been breached, it can be turned into a “middle man” for online theft.

Beware the Blackmailing Scam!

Blackmail and extortion are some of the oldest tricks in the book—and for good reason: They work. When a criminal threatens to share potentially explosive information with everyone they know, the victim easily panics and is willing to pay any price to protect their privacy and their pride.

In a fresh twist on this age

4 Home Improvement Projects with High Long-Term Return

When you’re making improvements to your home, you’re not just making your life better in the short term. You’re also making an investment in your future. Ideally,  the increase in the value of your home

All You Need To Know About Buying A Used Car

Buying a previously owned vehicle can also be a great way to save big on one of your most valuable possessions.

If you’re shopping for an amazing deal on wheels during the October car-shopping season, you want to be that buyer who drives home thrilled with their new car