Diamond Valley FCU Blog

All Diamond Valley Federal Credit Union locations will be closed on the following dates in 2025.

2025 Credit Union Holidays

Q: I’ve read that I need to have several open credit cards to build my credit, but I’m worried about having too many credit accounts. Ideally, how many credit cards should I own?

A: This is an important question that can have a strong impact on your financial health. However,

Throughout the past year, we've shared a wealth of valuable tips on the optimal times to purchase a wide variety of items. From furniture and clothes to appliances and cars, our "Best Times To Buy" blog series has covered it all. Each month, we've delved into the best deals and seasonal sales, helping you make informed decisions and save money.

Retirement planning is essential for ensuring financial security and peace of mind in your later years. It involves setting clear goals, assessing your current financial situation, and creating a strategy to save and invest wisely. Key components include understanding your retirement needs, maximizing contributions to retirement

Estate planning isn’t just for the wealthy; it’s essential for anyone who wants to secure their legacy, protect their loved ones and ensure their assets are distributed according to their own preferences. It might sound complicated, but with the right guidance, estate planning can provide genuine peace of mind.

Q: When shopping online, I often see the option to Buy Now, Pay Later (BNPL). Is this a good idea?

A: The option of paying for your purchase over time can seem attractive, but it’s important to understand how BNPL works and the possible

In today’s digital age, protecting your financial information from identity theft is more crucial than ever. One powerful tool for safeguarding your credit is a credit freeze, but many people are unsure what it entails or when to use it. Let’s take a closer look at credit freezes, how they work and when and how to implement

Your wardrobe always benefits when you shop for clothing, but unfortunately, it’s not always beneficial to your budget. No worries, though; there are many times of year when you can fill your closet without spending a ton of money. Here are the best times of year to shop for clothing.

1. End-of-season sales

The best time to buy clothing for a particular

Q: I’ve listed all my anticipated expenses for the holiday season and I’m ready to burrow under my covers and wake up on Jan. 2. There’s so much to buy and so little money to do it with! How can I pay for my holiday expenses?

A: Yes, ‘tis the season to shop

Spread Holiday Cheer with Diamond Valley!

This holiday season, we’re supporting three local charities, and we need your help! Visit any Diamond Valley branch from now until December 13th, 2024, to donate to the charity of your choice. Each branch is dedicated to raising funds for a specific charity,