12 Steps to Financial Wellness-Step 1: How to Track Your Spending

12 Steps to Financial Wellness-Step 1: How to Track Your Spending

Are you ready to join us on a journey toward financial wellness?
Each month, Diamond Valley will focus on one step of a journey of financial wellness. We’ll tackle the topic in detail and help you learn all you need to know about this step. Follow along, and at the end of the year, you’ll have

Is Inflation Here to Stay?

Person holding cash in hand

Q: These days, I feel like I need to take out a second mortgage just to fill up on gas and restock the pantry. Are these inflated prices here to stay?

A: According to the most recent report by the Bureau of Labor Statistics, U.S. inflation is currently running at a 13-year high of 5.4% — and it’s showing

5 Reasons We Overspend (and How to Overcome Them)

5 Reasons We Overspend (and How to Overcome Them)

We’ve all been there. Maybe it’s that I-gotta-have-it urge that overtakes us when we see a pair of designer jeans. Maybe it’s that shrug as we reach for the $6 cup of overrated coffee that says “I deserve this.” Or maybe it’s that helpless feeling as the end of the month draws near and we realize we’ve outspent

6 Ways To Keep Your Finances Intact This Holiday Season

6 Ways To Keep Your Finances Intact This Holiday Season

‘Tis the season to shop until you drop-or until you go broke. But you don’t have to overspend.

There’s no need to rack up a huge credit card bill or go into debt just to cover your holiday expenses. Enjoy a stress-free season by keeping your spending in check with these six tips:

1. Create a detailed list

6 Ways To Keep Your Finances Intact This Holiday Season

6 Ways To Keep Your Finances Intact This Holiday Season

‘Tis the season to shop until you drop-or until you go broke. But you don’t have to overspend.

There’s no need to rack up a huge credit card bill or go into debt just to cover your holiday expenses. Enjoy a stress-free season by keeping

8 Reasons To Create A Monthly Budget

8 Reasons To Create A Monthly Budget
8 Reasons To Create A Monthly Budget

Not sure what you’ll gain by budgeting? Here’s a list of the benefits.

  • You’ll spend less.
  • You’ll have more freedom by knowing exactly how much you have to spend.
  • You won’t neglect any fixed expenses because you’ll have money set aside for them.

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